Branch International is a fintech company founded in 2015, known for its personal finance app that provides instant loans and digital banking services. The company primarily targets individuals in emerging markets through smartphone applications, making financial services accessible without the need for physical documentation. Headquartered in Mumbai, India, Branch International utilizes machine learning and algorithmic credit scoring based on smartphone data to offer fair and secure financial solutions. The app has over 23 million downloads and features a range of services, including instant personal loans, money transfers, bill payments, and investment options. The company has processed over 14 million loans, amounting to more than $350 million historically. Branch has expanded its operations to countries like Nigeria, Kenya, Tanzania, and India, and made headlines by acquiring Century Microfinance Bank in Kenya, marking a significant milestone in Sub-Saharan Africa's fintech landscape.