Think Smart with TMFG

A piece of equipment fails, a big client walks, or a lawsuit lands on your desk, could your business cover it without touching your personal savings? In this episode of Think Smart with TMFG, we go back to square one on...

Discount brokerage ads keep telling Canadians they don't need "their parent's advisor." So is that true? With robo-advisors, low-fee ETFs, and endless free information online, do you still need a financial advisor? In...

Canada technically slipped into a recession over the winter of 2025 and pulled right back out of it. With tariff headlines still swinging back and forth, it's worth knowing what actually signals trouble versus what's...

Right now, 1.8 million Canadians are raising their own kids and caring for aging parents at the exact same time, and Statistics Canada says it's most common for people right in the middle of their careers, not after...

Most people stop thinking about life insurance the moment the mortgage is paid off and the kids are grown. For a lot of retirees, that's actually when it starts to matter in a completely different way. In this episode...

Every year, thousands of Canadians make retirement decisions, assuming that earlier is automatically better. New research says that assumption might be costing them their happiness. In this episode of Think Smart with...

In this episode of Think Smart with TMFG: Client Stories, we sit down with Trish Lyle, a longtime TMFG client who spent 22 years as a foster parent to 135 children, alongside raising seven of her own. Together, we talk...

You filled out a risk questionnaire once, when you opened your account, and probably never looked at it again. But do you actually know how you'll react if your portfolio drops 20%? In this episode of Think Smart with...

Most founders can tell you their business's revenue down to the penny, but ask about their own net worth, and they draw a blank. In this episode of Think Smart with TMFG, we unpack founder compensation and personal...

This summer, a wave of Canadians will open their mail to find a GIC renewal notice, and the new rate won't look anything like the 5% they locked in back in 2023. In this episode of Think Smart with TMFG, we go back to...

In our last episode, we covered the foundation of retirement planning for business owners. Now we continue the conversation by looking at what it actually takes to get a business ready for a successful sale. What an...

As a business owner, retirement can feel like a distant thought when you're focused on building something; stepping away is the last thing on your mind. We explore why retirement planning looks different for business...

As inflation rises, many retirees begin asking the same question: Will my retirement income still be enough 10, 20, or 30 years from now? In this episode of Think Smart with TMFG, we explore why rising costs create...

<p>Many families spend decades building wealth, but far fewer prepare for how that wealth will eventually transfer to the next generation.</p> <p>In this episode of Think Smart with TMFG, we explore four common wealth...

<p>Building a successful business and exiting one successfully are often two very different skill sets.</p> <p>In this episode of Think Smart with TMFG, we explore the emotional and financial side of stepping away from...