Wave Mobile Money is a fintech company focused on providing affordable mobile money services across Africa, particularly in Francophone West Africa. Founded in 2018 and headquartered in Dakar, Senegal, Wave aims to enhance financial inclusion by creating a modern, low-cost financial network. The company leverages high mobile penetration in areas with limited banking infrastructure to serve unbanked and underbanked populations. Wave's platform offers a range of financial services with minimal or no fees. Users can deposit and withdraw cash for free at local agents, send money for a 1% fee, pay bills without charge, and buy mobile airtime instantly. The company emphasizes simplicity, instant availability, and broad accessibility, supported by a network of agents and advanced technology. Wave operates primarily in Senegal and Côte d'Ivoire, with plans to expand further into other African markets, catering to individuals, small merchants, and families.