Your Retirement, Your Way

What’s the one retirement question you’re afraid to ask and could the answer change everything? In this episode, Gary Garland explores the questions many retirees never ask, from whether they’re truly...

What if the hardest part of retirement isn’t saving money, but learning how to spend it? In this episode, Gary Garland explores the challenge many retirees face when they transition from decades of accumulating...

Are your financial decisions being driven by strategy or by emotion? In this episode, Gary Garland uses the concept of Pavlov’s dogs to explain how investor behavior can be triggered by headlines, fear, and hype...

Is the American Dream still within reach, or is it getting more expensive than ever? In this episode, Gary Garland breaks down the rising cost of life’s biggest milestones, from homeownership to retirement, and...

What if living longer is the biggest financial risk you’re not fully prepared for? In this episode of Your Retirement, Your Way , Gary Garland explores how longevity, and the uncertainty around it, can reshape...

<p>What if the biggest tax bill of your life is waiting quietly in your retirement accounts? In this episode of Your Retirement, Your Way, Gary Garland breaks down Required Minimum Distributions (RMDs) and why they can...

<p>The timeline for Social Security shortfalls just moved closer—and that uncertainty has many retirees asking hard questions. In this episode of Your Retirement, Your Way, financial planner Gary Garland unpacks what it...

<p>Fraud is no longer rare—and retirees are increasingly becoming prime targets.<br>In this episode of Your Retirement, Your Way, estate planning attorney and financial advisor Gary Garland discusses how scams are...

<p>Can you really convert to a Roth IRA without paying taxes—or is that a red flag? In this episode of Your Retirement, Your Way, Gary Garland breaks down a MarketWatch question about a so‑called “secret” Roth...

<p>What if your retirement expectations are “double‑stuffed”—but the reality comes up short? In this episode of Your Retirement, Your Way, Gary Garland unpacks the gap between what retirees expect and what actually...

<p>Most people have strong opinions about annuities—yet many aren’t sure what they actually are. In this episode, Gary Garland breaks down the different types of annuities and why lumping them together often leads to...

<p>Divorce after 55 isn’t just a personal decision—it can quietly rewrite your entire financial future. In this episode, we explore the realities of gray divorce and how later‑life separation can reshape retirement...

<p>Most people don’t realize they’re missing a financial roadmap until something breaks. In this episode, financial planner and estate planning attorney Gary Garland walks through what a real financial plan looks like —...

<p>Most families don’t fall apart over money – they fall apart over silence. In this episode, estate planning attorney and financial professional Gary Garland breaks down the essential documents every adult needs and...

<p>What if simplifying your retirement plan could actually give you more control? In this episode, host Gary Garland reveals how cutting through financial complexity can reduce confusion, tax drag, and costly mistakes...