
Episode #268
Debt Free Is Not Financially Free, Joey Muré On Wealth Without Wall Street
What if the plan you were handed (work harder, max out your 401(k), and wait for retirement) is the very thing keeping you from the life you want? In this episode of Winners Find A Way , Coach Trent M. Clark sits down with Joey Muré , founding partner at Wealth Without Wall Street, where he helps business owners stop trading time for money by building passive income that exceeds their monthly expenses. By his late 20s, Joey was earning over $300,000 a year in the mortgage industry. On paper, he was winning. In real life, he was working 60 to 70 hours a week and missing his family. One walk down a beach boardwalk, watching his wife and daughters head the other way, showed him that more income was not the answer. Joey and Trent talk about how to define what freedom looks like for you, why retirement can become a deferment of life, and how Infinite Banking lets your dollars do two jobs at once. Joey explains why being debt free is not the same as being financially free, and why the right investment is the one that fits who you are. Joey also shares the hardest decision of his career. He walked away from a $300,000 income, started from zero, and began teaching others what he had learned. Today, he and his business partner Russ have built over $50,000 a month in passive income. This episode is a reminder that winners are not people who never face adversity. Winners are the ones who learn, adjust, grow, and keep finding a way. In This Episode, We Discuss: Why a higher income is not the same as financial freedom The financial freedom formula: passive income that exceeds monthly expenses How to dream again using the Be, Do, Have framework Why Joey calls retirement a deferment of life The GPS framework: Goal, Plan, and Support Infinite Banking explained in simple terms Why debt free can still mean broke The Investor DNA Profile and choosing passive income that fits you Building a castle and moat so you are ready for the next economic shift Key Takeaways ✨ More income will not buy back your time. Joey earned over $300K a year and still never left the office. Freedom starts when passive income covers your monthly expenses. ✨ Debt free is not financially free. Groceries, utilities, insurance, and daily life never get paid off. If you only focus on debt, you never build the income side of the formula. ✨ Make every dollar do two jobs. Infinite Banking works like a rewards card. You use money you were going to spend anyway, but it works for you first. ✨ Invest like you, not like someone else. What works for someone else may not fit your personality, resources, or values. Know who you are as an investor and go deep. Resources Mentioned Wealth Without Wall Street (book) Wealth Without Wall Street page for Winners Find A Way listeners: https://wealthwithoutwallstreet.com/winnersfindaway Wealth Without Wall Street Quiz: https://quiz.wealthwithoutwallstreet.com/ Investor DNA Profile The 4-Hour Workweek by Tim Ferriss Cashflow board game by Robert Kiyosaki The 4 Disciplines of Execution Leading Winning Teams by Trent M. Clark Connect with Joey Muré Website: https://wealthwithoutwallstreet.com/winnersfindaway Free Quiz: https://quiz.wealthwithoutwallstreet.com/ LinkedIn: https://www.linkedin.com/in/joey-mure-b376824/ Facebook: https://www.facebook.com/wealthwithoutwallstreet Instagram: https://www.instagram.com/wealthwithoutwallst X: https://x.com/withoutwallst Connect with Trent M. Clark Trent M. Clark is the CEO of Leadershipity , President of EOS Michigan , a Bloom Growth Coach, a global speaker, former Major League Baseball coach, and author of Leading Winning Teams . Website: https://www.trentmclark.com/ Leadershipity: https://www.leadershipity.com/ YouTube: https://www.youtube.com/@Leadershipity LinkedIn: https://www.linkedin.com/in/trentmclark/ Facebook: https://www.facebook.com/TrentMClark Instagram: https://www.instagram.com/trentmclark/ Bloom Growth Coach: https://www.bloomgrowthcoach.com/coaches/trent-clark/ Book: Leading Winning Teams: https://leadingwinningteams.trent-clark.com/bookrecording79 Listen & Subscribe Listen to Winners Find A Way every week on YouTube and all major podcast platforms for conversations with leaders, athletes, entrepreneurs, and high performers who know what it means to overcome adversity and keep finding a way.




