Episode #21
What Dave Ramsey Gets Right (And Where He Goes Too Far)
For our 20th episode we sit down with Dave Ramsey's The Total Money Makeover and give it the full treatment - the wins, the warts, and everything in between. We dig into why Ramsey's behavior-first approach works for people who feel overwhelmed by money, and where his advice tips into extremism: skipping the 401(k) match during debt payoff, the debated 8% withdrawal rule, and his hard line on credit cards. Along the way we get into loaning money to friends and family, teaching kids financial responsibility (envelope system vs. a starter credit card), a walk through the baby steps -emergency fund, debt snowball, retirement, college, mortgage payoff - and what generosity looks like while you're still building wealth. Whether you're a Ramsey devotee, a skeptic, or somewhere in the middle, this one's a full-length conversation about the framework that's shaped how millions of people think about money. —- Social Media —- Instagram, TikTok, Facebook, X - @TwoBrosLit —- Brian’s Bio —- Nationality: American Family: Married with 1 son, 3 dogs , and 2 cats Favorite Movie: Gladiator Favorite TV show: Star Trek - The Next Generation Favorite Book: Nonfiction - The Total Money Makeover; Fiction - Project Hail Mary Favorite Food: Pizza Favorite activity: Playing board games! —- Brent’s Bio —- Nationality: American but lives in Germany Family: Married with one son and one cat Favorite movie: Star Wars Favorite TV show: How I Met Your Mother Favorite Book: Ryan Holiday books Favorite Food: Ribeye Steak Favorite Activity: Hiking and Lifting Weights
