
Episode #129
Landlord Insurance: Are You Covered? with Michael Durigon & Matt Nelson
Let Us Know What You Thought Of The Episode Are you confident your investment property insurance actually protects your real estate business? Many investors renew the same insurance policy year after year without reviewing whether their coverage still matches their portfolio. In this episode of the Savvy Investor Podcast, host Michael Ponte is joined by insurance brokers Michael Durigon and Matt Nelson from BrokerLink Insurance to discuss what every real estate investor should know about landlord insurance, rental property coverage, and protecting their investments from costly surprises. Whether you own a single rental property or a growing real estate portfolio, this conversation explains the differences between homeowner's insurance and landlord insurance, why rebuild cost matters more than purchase price, and how the right policy can protect your cash flow and long-term investment strategy. You'll also learn about common insurance mistakes, renovation coverage, deductibles, liability protection, and why many investors discover coverage gaps only after filing a claim. In this episode, you'll learn: The difference between homeowner's insurance and landlord insurance. Why every rental property should have insurance designed for investors. How rebuild cost impacts your insurance coverage. Insurance considerations for single-family homes, duplexes, and small multifamily properties. How deductibles affect claims and out-of-pocket expenses. Why unreported renovations can impact your coverage. The difference between landlord insurance and tenant insurance. Common insurance gaps that could leave real estate investors exposed. Practical tips for reviewing your insurance policy before you need to file a claim. If you're a real estate investor looking to protect your rental properties, improve your risk management strategy, and avoid expensive insurance mistakes, this episode is packed with practical advice you can apply today. Follow their Socials: Facebook: https://www.facebook.com/BrokerLink Instagram: https://www.instagram.com/brokerlinkca/ YouTube: https://www.youtube.com/channel/UCKdtPhkE78WAF7dP3B_UNjw Linked In: https://www.linkedin.com/company/brokerlink Learn More About Our Trusted Partner - Rook & Knight Law Whether you are buying your first rental, scaling a portfolio, refinancing, using private lending, purchasing multifamily property, or planning for long-term wealth and estate protection, our team helps you navigate the legal side with clarity and confidence. We understand that investors need more than a standard real estate closing — they need structure, strategy, communication, and practical guidance that supports the bigger picture. With a fully virtual model and a process-driven approach, Rook & Knight helps make your transactions smoother, your legal structures stronger, and your investment journey easier to manage. Would you like to learn more? Visit: https://thesavvyinvestor.ca/rook-knight/ Savvy Investor Links: Website: https://thesavvyinvestor.ca Instagram: https://www.instagram.com/savvy_investors YouTube: https://www.youtube.com/@thesavvyinvestor Join our Savvy Squad Community for 14 Days Absolutely FREE! https://thesavvyinvestor.ca/join Disclaimer: The views and advice expressed on this podcast are those of the participants and do not necessarily reflect the opinions or beliefs of the podcast host or affiliated parties. The content is for entertainment purposes only and should not be considered as professional financial, legal, or investment advice. Listeners are encouraged to conduct their own research and consult with qualified professionals before making any financial decisions. The podcast host and producers are not responsible for any actions taken based on the information provided.

