business
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The Payments Trilogue is a podcast of 3 seasoned payments professionals aiming to foster the European payments industry's stakeholder collaboration and self-regulation.Michael Salmony, Javier Santamaria and Ralf Ohlhausen discuss current topics from their different perspectives.A light-hearted, in-depth and sometimes controversial view on what is hot in payments and beyond.
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Contact path
Verified email
Booking probability
33%
Guest openness
Selective
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Signup to Generate a PitchThe Payments Trilogue is a podcast of 3 seasoned payments professionals aiming to foster the European payments industry's stakeholder collaboration and self-regulation. Michael Salmony, Javier Santamaria and Ralf Ohlhausen discuss current topics from their different perspectives.A light-hearted, in-depth and sometimes controversial view on what is hot in payments and beyond.
Recent episodes include "TPT #56 CBDCs IN ASIA" (27 October 2026, 44 minutes), "TPT #55 PSD3 & PSR OUTCOME" (13 October 2026, 48 minutes), and "TPT #54 FRAUD 2" (29 September 2026, 47 minutes).
The Payments Trilogue publishes roughly every two weeks, with episodes averaging 41 minutes across 57 episodes.
Booking probability for The Payments Trilogue is 33%, and the host is rated Selective on guests. The Payments Trilogue requires a Pod Score of 80 or higher. The Payments Trilogue's contact route on record: verified email.
The strongest fits for The Payments Trilogue are Lending & Credit Cards. The Payments Trilogue has a business audience.
The Payments Trilogue is a business podcast with 57 episodes published.
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The Payments Trilogue
In this episode, Syed Musheer Ahmed explains the current state and future potential of Central Bank Digital Currencies (CBDCs) across Asia, exploring various projects (incl. mBridge), use cases, and regional...
The Payments Trilogue
In this episode, Scott McInnes from Bird & Bird explains the outcome of the PSD3/PSR trilogue and what to expect from the 3rd revision of this legislation. We cover liabilities, fraud, open banking, exemptions and the...
The Payments Trilogue
In this episode, we are discussing again the rapidly evolving landscape of fraud in the payment industry. This time with Richard Harris, EVP Head of Strategy & Advisory at Feedzai, who is explaining the shift from...
The Payments Trilogue
This episode explores the future of digital money, focusing on tokenisation, trust, regulation, and the evolving landscape of central bank digital currencies, commercial bank money tokens and stablecoins. The 3 authors...
The Payments Trilogue
In this episode, Sophia Furber from S&P Global's FinTech and Payments research practice, shares insights on the evolving landscape of payments, stablecoins, open banking, and Europe's payment sovereignty. Discover how...
The Payments Trilogue
In this episode, we discuss payments in the Nordics with Ville Sointu, Chief Strategist, Transaction Banking at Nordea. The Nordics are traditionally ahead of other regions and we discover why that is and what we can...
The Payments Trilogue
In this episode, we host Lars Hupel, Chief Evangelist at Giesecke+Devrient, to discuss the realities and myths of blockchain, DLT and smart contract technologies in finance. We explore programmability, consensus...
The Payments Trilogue
<p>In this episode, we host Lars Hupel, Chief Evangelist at Giesecke+Devrient, to discuss the realities and myths of blockchain, DLT and smart contract technologies in finance. We explore programmability, consensus...
The Payments Trilogue
<p>In this episode, we discuss the success of the Girocard in Germany with Matthias Hönisch, Head of Card Business Department at BVR, and how it will fit into the future of European payment schemes, especially in...
The Payments Trilogue
<p>In this episode, Olivier Denecker, a former McKinsey payments expert, shares insights on Europe's payment innovations, regulatory impacts, and the future of European payment systems. With what he calls the good, the...
The Payments Trilogue
In this episode, Olivier Denecker, a former McKinsey payments expert, shares insights on Europe's payment innovations, regulatory impacts, and the future of European payment systems. With what he calls the good, the bad...
The Payments Trilogue
<p>This episode features Ortwin Scheja, who is the Lead Architect of the Berlin Group and a leading expert in open banking and API standards. We are discussing the evolution of premium APIs, open finance, and the future...
The Payments Trilogue
<p>In this episode, we host Wijnand Machielse from Berlin Group to discuss the evolution of open banking standards and premium APIs, the challenges of harmonization across Europe, and their future in relation to open...
The Payments Trilogue
<p>In this episode, we host Chris Jones, MD of PSE Consulting, to discuss the prospects of agentic commerce, its practical implications, consumer and merchant readiness, regulatory challenges, and the evolving role of...
The Payments Trilogue
<p>In this episode, we host Mathilde Bonneau and Matti Salakari from PayPal to discuss their current position in the European payments ecosystem. We cover regulation, digital innovation, and global competitiveness, and...
The Payments Trilogue
<p>In this episode, Ezequiel Canestrari, COO of ClearBank Europe explains the role of infrastructure banks, the impact of SEPA Instant payments, and their strategic move into stablecoins and cross-border payments. We...
The Payments Trilogue
<p>In this episode, we discuss the purpose of the European Payments Stakeholders Group (EPSG) with its chairman Torbjörn Furubjelke. We cover the role it played in harmonizing European card payments (when it was still...
The Payments Trilogue
<p>In this episode, we explore the complexities of interoperability in European payments, comparing greenfield solutions versus combining and leveraging existing infrastructure. We cover technical, legal, and commercial...
The Payments Trilogue
<p>In this episode, we have a lively discussion about the state of payments in Europe, focusing on the balance between infrastructure and service innovation. We explore cultural perspectives, the role of fintechs, and...
The Payments Trilogue
<p>In this episode, we welcome Eric Ducoulombier, who is in charge of payments regulation at the European Commission. He reflects on the successes and challenges of these regulations, particularly in the areas of open...
Recent guests on The Payments Trilogue. Study who booked and why before you pitch.
Chief Strategy Officer at Nimbus Healthcare, Chief Medical Officer for Scripted, founder of Great Health and Wellness, Truth and Liberty/Richard Harris Ministries
Chief Strategist, Transaction Banking, Nordea Bank
Director of the National Center for Injury Prevention and Control at the CDC, Woodland Valley Farm and the Cornwall Beaver Project
S&P Global
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