The Market

<p>If a normal person owed a lot of money and interest was choking their household budget, they would love to go push for a lower rate, to refinance at much better terms. If market rates were high, there would be no...

<p>Sometimes at a sports event or concert it is a good idea to start moving for the exit before the end of the event, to get your car out before the rush. The same may be said for US dollar exposure, it may be a good...

<p>For many years Brazil has had a bad reputation among international investors regarding inflation. It has always been high versus the rest of the world, and in the last ten years there was one-point when annual...

<p>If you see a cockroach in your kitchen or bathroom, you can be sure there are more hiding. There is never just one. People may try to convince themselves there is only one, but there never is.</p><p>We can say the...

<p>It is possible that the US Fed will lower interest rates in September and follow through with more cuts in later months. The US government will benefit from these moves, because lower rates will help feed the...

<p>Since the beginning of 2025, it has been a great time to invest in foreign currency sovereign bonds on a total return basis. In this time period, the US dollar has declined a little under 9% and many foreign interest...

<p>Well, President Trump followed through on his highly emotional threat and raised tariffs on Brazil to 50%. He did this citing “an unusual and extraordinary threat” . This extraordinary threat is the domestic trial of...

<p>A weak US dollar in the first six months of 2025 has been a boon for foreign currency denominated assets. By the end of June, the US dollar had gone down about 9% (as measured by DXY), and yields on many foreign...

<p>Well, Brazil responded to President Trump’s threat of 50% tariffs, if they do not stop the “Witch Hunt” against Jair Bolsonaro, the ex-President who allegedly initiated a coup against the present government. Both the...

<p>Sometimes things come along that are too good to be true. Presently, Brazilian tokenized Tesouros for investing in and lending on chain may be one of those opportunities.</p><p>When US tariffs were announced in...

<p>90% of all stable coins being US dollar denominated is scary; 90% is too much concentration in any asset class. It is not safe or efficient. Remember, a high concentration of US dollar stable coins is a risk to both...

<p>Let’s get to the point: does the world want to perpetually depend on a reserve currency backed by bonds issued by a government that has chaotic policy, a debt level rising too well over GDP, a commercial system that...

<p>The Genius Act passed the Senate and got a lot of people clapping hands and “high fiving”. Yes, this is a great piece of legislation for crypto and the future of finance. But some of the comments are off the mark, a...

<p>Complacency causes problems. Not paying attention to warning signs when they are right in front of you can lead to bad outcomes.</p><p>Regarding stablecoins, one might conclude that this message has been heard, as...

<p>There have been policy false starts in President Trump’s short time in office, and some of his policies seem a bit crazy. But when it comes to savings, he got it right. The Trump Account that gives every newborn...