The Inner Capital
Building Wealth Isn't a Straight Line | Kevin Matthews II
If you've ever wondered whether you're "behind" financially, felt anxious about investing, or believed there was one perfect path to building wealth, this episode is for you. In this episode, I sit down with Kevin Matthews II, financial planner, educator, bestselling author, and founder of BuildingBread, an education company helping everyday people invest, build wealth, and gain confidence with their money. After managing more than $140 million in investments, Kevin realized his greatest passion wasn't helping people who already had wealth—it was helping those just getting started. Since then, he's taught hundreds of thousands of people how to invest with confidence and build financial security that lasts. Together, we explore why wealth-building rarely follows a straight line and why flexibility may be one of the most valuable financial skills you can develop. Kevin shares how experience changes the way we respond to market volatility, why emotions can be our biggest investing obstacle, and how small, consistent habits often matter more than chasing the perfect strategy. But this conversation goes beyond investing. We also dive into the mindset shifts that create lasting wealth, why asking for help can accelerate your financial journey, and how true wealth is measured by the choices and freedom it creates—not just the number in your bank account. Key takeaways: Why building wealth almost never happens in a straight line How experienced investors think differently about market volatility Practical ways to invest without letting fear drive your decisions Why flexibility is one of the most important wealth-building skills The power of automating your finances and tracking your net worth How to build confidence when you're just starting your investing journey The money belief Kevin had to unlearn about building wealth alone Why true wealth is ultimately about freedom, options, and the ability to choose your future Whether you're investing for the first time, navigating market uncertainty, or simply trying to build a healthier relationship with money, this conversation offers practical wisdom and a refreshing reminder that wealth isn't about following someone else's formula—it's about creating a financial life that works for you. Thanks for listening!! Connect with Kevin: Website — BuildingBread.com Instagram — @buildingbread Connect with Kate: Instagram — @theinnercapitalpod & @katelynnicolee TikTok — @theinnercapital Support the Show: Rate, review, follow the podcast, and share this episode to your Instagram stories.
