business
Hosted by Harry Jacobs · business · EN · 141 episodes
The Credit Show Podcast with Harry Jacobs Your credit report is your adult report card—and on The Credit Show Podcast, Harry Jacobs shows you how to rewrite it. Each episode breaks down real-world credit problems in plain English: collections, charge-offs, late payments, medical debt, student loans, bankruptcy, identity theft, and more. Harry walks you through what actually works with creditors and the credit bureaus, how to avoid the traps that ruin scores, and the simple habits that build lasting credit health. Harry has provided Expert Witness work on 100 credit related cases and he has over a dozen years of experience working on behalf of consumers as the founder of Credit Restoration of Nevada, Harry shares case studies, strategies, and insider insights you’ll never get from a generic app or a “quick fix” TikTok video. If it affects your credit score, it’s on the table. If you’d like a free, no-obligation analysis of your credit<
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Contact path
Verified email
Booking probability
34%
Guest openness
Selective
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Signup to Generate a PitchThe Credit Show Podcast with Harry Jacobs Your credit report is your adult report card, and on The Credit Show Podcast, Harry Jacobs shows you how to rewrite it. Each episode breaks down real-world credit problems in plain English: collections, charge-offs, late payments, medical debt, student loans, bankruptcy, identity theft, and more.
The Credit Show is hosted by Harry Jacobs. The show has published 141 episodes to date.
Recent episodes include "Fraud Alert vs. Credit Freeze: Know the Difference Before You Need It" (28 July 2026, 7 minutes), "Zombie Debt: The Old Debt That Can Rise From the Dead" (25 July 2026, 3 minutes), and "Charged Off Doesn't Mean Gone: The Debt That Keeps Coming Back" (23 July 2026, 7 minutes).
The Credit Show publishes roughly a few times a week, with episodes averaging 6 minutes across 141 episodes.
Booking probability for The Credit Show is 34%, and the host is rated Selective on guests. The Credit Show requires a Pod Score of 80 or higher. The Credit Show's contact route on record: verified email.
The strongest fits for The Credit Show are Payments & Loan Brokers. The Credit Show has a business audience.
Harry Jacobs hosts The Credit Show, a business show with 141 episodes published.
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Episode #165
Most people who think their credit is protected aren't as protected as they believe. Harry Jacobs explains the critical difference between a fraud alert and a credit freeze — why one is a suggestion lenders can ignore...
Episode #164
A collector is calling about a debt from 2011. What they're hoping you don't know could cost you thousands. Harry Jacobs explains zombie debt — old debt past the statute of limitations that collectors can no longer use...
Episode #163
"Charged off" sounds like the debt is gone. It isn't. Harry Jacobs breaks down one of the most dangerous misconceptions in consumer credit — what a charge-off actually means, why it often results in two separate...
Episode #162
Good intentions, bad outcomes. Harry Jacobs runs through the five most common credit mistakes he sees from people who are genuinely trying to do the right thing — and explains exactly why each one backfires. Closing old...
Episode #161
You've heard it from a friend, a forum, maybe even a financial advisor: you need to carry a balance to build credit. You don't. Harry Jacobs dismantles this expensive myth completely — explaining why the credit bureaus...
Episode #156
Cosigning a loan feels like a simple act of generosity. It isn't. Harry Jacobs explains why "lending your name" is the most misleading phrase in personal finance — because when you cosign, you are co-borrowing the debt...
Episode #160
Good intentions, bad outcomes. Harry Jacobs runs through the five most common credit mistakes he sees from people who are genuinely trying to do the right thing — and explains exactly why each one backfires. Closing old...
Episode #157
You've heard it from a friend, a forum, maybe even a financial advisor: you need to carry a balance to build credit. You don't. Harry Jacobs dismantles this expensive myth completely — explaining why the credit bureaus...
Episode #155
You bought a new car, made your first payment on time, and your credit score dropped 20 to 30 points anyway. What went wrong? Nothing. Harry Jacobs explains the two-part reason every new auto loan temporarily drops your...
Episode #154
"Let's just see what you qualify for" is one of the most expensive phrases in personal finance. Harry Jacobs explains exactly what happens to your credit score every time a dealership runs your credit — and why casual...
Episode #153
Buy Now, Pay Later is everywhere, and it's quietly damaging credit files across the country. Harry Jacobs explains why these seemingly harmless installment options are creating serious credit problems: multiple new...
Episode #152
A divorce decree says your ex is responsible for the joint credit card. Six months later, your score drops 150 points because they stopped paying. This is one of the most common — and most devastating — credit...
Episode #151
"Keep your balances under 30%" is the most repeated piece of credit advice on the internet — and it's costing people 50 to 100 points without them knowing why. Harry Jacobs explains why the 30% threshold is a ceiling...
Episode #150
You've got a collection account, you've got the money to pay it, and your instinct is to just get it done. Stop. Paying a collection without a strategy is one of the most expensive credit mistakes consumers make —...
Episode #149
The headlines said medical debt was gone from credit reports. The reality is more complicated — and more costly if you believe the hype. Harry Jacobs breaks down exactly what changed in 2023 and 2025 around medical debt...
Episode #142
<p>You checked your Credit Karma score before walking into the dealership. It showed 720. The finance manager came back with a rate you didn't expect. Here's what happened: the score you saw and the score they pulled...
Episode #141
<p>There are people online — leaning against rented Lamborghinis — selling "609 letter" templates for $50 and claiming they're a secret loophole that forces credit bureaus to delete any negative item from your report...
Episode #140
<p>Most people assume there's one central credit file — one master record that lenders pull. That assumption is wrong, and it's costing consumers thousands of dollars at the loan closing table. Experian, Equifax, and...
Episode #139
<p>Most people assume there's one central credit file — one master record that lenders pull. That assumption is wrong, and it's costing consumers thousands of dollars at the loan closing table. Experian, Equifax, and...
Episode #138
<p>It feels like the mature thing to do. You've got cards you don't use, so you close them and clean up your wallet. But in the counterintuitive world of credit scoring, closing a credit card — especially an old one —...
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