Sub2Investor

Hans discusses how subject-to (sub2) deals are becoming scarcer in stable Midwest markets like St. Louis, even as creative financing remains key for building passive income. Fewer ultra-low-rate loans (2–5%) and...

Hans introduces the BRRR-Sub2 model (Buy, Rehab, Rent, Refinance, then Sell via Seller Financing/Subject-To), a creative evolution for today’s market where low-rate sub-to deals are scarce, especially in high-demand zip...

Hans shares a candid update on his real estate journey over the past 9–12 months, detailing the shift from solo investing to building a predictable, scalable business acquiring and selling cash-flowing properties...

Hans interviews Nick, founder of Lead Mining Pros , a done-for-you lead generation service for real estate investors. Nick shares his journey from restaurant management to making over 18 million cold calls, emphasizing...

Hans analyzes a real owner-financed opportunity in the St. Louis market—a 4-bed, 2-bath home listed for rent at $1,900/month—sourced directly from a Zillow for-rent ad. The episode walks through fast due diligence...

Wyatt Reed shares how he went from factory worker in small-town Tennessee to owning 150+ properties using creative finance and seller financing. After early flips left him cash-poor, Wyatt pivoted to a model that blends...

Hans debunks claims from a popular Airbnb influencer alleging that subject-to (sub2) real estate deals are illegal and constitute conspiracy to commit mortgage fraud. The influencer argues that systematically targeting...

Hans interviews Dan Deppen from Call the Underwriter, a service ensuring compliance for seller financing in real estate. Dan explains the importance of underwriting to vet borrowers’ ability to repay, particularly for...

Hans shares a clear blueprint for scaling massive passive income through creative finance, emphasizing subject-to purchases and seller financing. For beginners, he outlines a two-year plan: Year 1 involves securing 7...

Hans explains why targeting on-market MLS listings is a top strategy for finding subject-to deals in June 2025, especially for beginners. With rising interest rates and slower markets, motivated listing agents—eager for...

Hans dissects a deal where a buyer refinanced out of a contract for deed on a duplex, paying him off with a $12,000 check after 3 years, netting $35,661 total profit. Purchased via seller financing from a tired landlord...

Hans breaks down a stellar subject-to deal in a rural Illinois town with a Walmart supercenter, sourced from an expired MLS low-equity list. The seller, eager to travel, handed over a $238,000 house with a $213,000 loan...

Hans dives into the reality of taking back a property sold via lease-option or seller financing (contract for deed or wrap mortgage), a scenario that occurs in roughly 5-10% of deals due to life events like job...

Hans compares contract for deed (CFD) and wraparound mortgages for seller financing, detailing their pros and cons for generating passive income. CFDs keep the seller as legal title holder, offering: 1) Eviction options...

Hans reveals why lease-options are his go-to exit strategy for creating passive income this 2025. Combining a lease agreement with a separate option-to-purchase contract, lease-options shine for: 1) Testing...