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Lucas and Luna examine the service sector's dominant role in modern economies, focusing on healthcare and finance as two of its most complex and consequential industries. Each episode takes a single metric—hospital readmission rates, fintech loan approval spreads, insurance loss ratios, patient acquisition costs—and follows it through to the structural implications for businesses, regulators, and consumers. Lucas brings the journalistic rigor, citing specific SEC filings, Medicare data releases, and Fed surveys; Luna pushes back with operational realities, asking how a policy change in Basel III capital requirements actually alters a community bank's lending behavior or how a value-based care model shifts a hospital system's staffing decisions. The conversations stay grounded: no abstract theory without a named case, no prescription without a cost. This is the show for listeners who work in or follow the service economy—healthcare administrators, financial analysts, policy advisors, consultants—and want to understand not just what is happening but why the incentives line up as they do. Lucas and Luna never settle for the headline number; they ask whose balance sheet it lands on and what trade-off was buried in the fine print. Can the service sector's growth continue without inflation in the cost of care or a crisis in credit access?
Unknown Host hosts Services Economy with Fexingo: Healthcare, Finance, and the Modern Service Sector.
Episode 32 of Services Economy with Fexingo dives into the trillion-dollar shift in how health insurers are leveraging social determinants of health — like housing, food, and transportation — to reduce medical claims. Lu
In this episode of Services Economy with Fexingo, Lucas and Luna dive into the growing role of artificial intelligence in health insurance claims processing. They explore how insurers like UnitedHealth Group and Anthem a
Episode 30 of Services Economy with Fexingo dives into the quietly transformative trend of vertical integration in healthcare: health insurers buying pharmacy benefit managers and specialty pharmacies. Lucas and Luna unp
Health insurers are spending billions on wellness programs that reward you for walking, exercising, and even sleeping. But is this a genuine investment in your health or a sophisticated data play? In this episode, Lucas
Episode 28 of Services Economy with Fexingo dives into the surprising trend of health insurers buying grocery chains. Lucas and Luna explore how UnitedHealth Group, Humana, and others are acquiring food retailers—not as
Episode 27 of Services Economy with Fexingo goes inside the $30 billion wellness incentive industry — where health insurers reward you for exercising, sleeping, and even grocery shopping. Lucas and Luna break down how Un
Episode 26 dives into the surprising trend of health insurers covering home modifications like stairlifts, grab bars, and wheelchair ramps. Lucas and Luna explore how UnitedHealthcare, Humana, and Medicare Advantage plan
Episode 25 of Services Economy with Fexingo investigates a surprising trend: major health insurers are investing billions into affordable housing. Lucas and Luna explore why UnitedHealth Group, CVS Health, and others are
Episode 24 breaks down the little-known 'medical loss ratio' regulation that forces insurers to spend at least 80 cents of every premium dollar on actual medical care—and how it shapes everything from gym memberships to
Episode 23 of Services Economy with Fexingo explores the strange economics of wellness incentives in health insurance. Lucas and Luna walk through a specific case: how one major insurer pays for gym memberships, grocery
Episode 22 of Services Economy examines the growing trend of health insurers investing in 'food as medicine' programs — covering fresh produce, meal kits, and even grocery delivery for members with chronic conditions. Lu
Episode 21 of Services Economy with Fexingo digs into a hidden corner of the insurance industry: the special investigation units, or SIUs, that health insurers deploy to fight fraud, waste, and abuse. Lucas and Luna walk
Lucas and Luna unpack the massive, invisible workforce processing health insurance claims in the US. Over 900,000 people work in medical billing and coding — more than the number of physicians. They explore how a single
Episode 19 of Services Economy with Fexingo: Healthcare, Finance, and the Modern Service Sector. Lucas and Luna dig into the economics of wellness incentives — why health insurers subsidize gym memberships, yoga classes,
Episode 18 of Services Economy with Fexingo. Why paying cash for a hospital procedure often costs more than an insured rate, thanks to a little-known pricing mechanism called 'chargemaster minus discount' and the contrac
Episode 17 of Services Economy with Fexingo: Healthcare, Finance, and the Modern Service Sector. Lucas and Luna break down why the federal hospital price transparency rule, in effect since January 2021, has largely faile
Episode 16 of Services Economy with Fexingo digs into prior authorization, the quietly enormous system where insurers approve or deny medical procedures before they happen. Lucas and Luna break down how a process designe
Episode 15 of Services Economy with Fexingo looks at the startling ratio of administrators to physicians in the U.S. healthcare system. Lucas and Luna break down new data from the Bureau of Labor Statistics showing that
Lucas and Luna explore why America's healthcare billing system still relies on paper claims and fax machines, despite decades of digital transformation in other industries. They trace the problem back to the 1996 HIPAA l
Episode 13 of Services Economy with Fexingo dives into the booming industry of payment integrity — the software and services that audit healthcare claims for overpayments, fraud, and coding errors. Lucas and Luna explore
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Services Economy with Fexingo: Healthcare, Finance, and the Modern Service Sector is hosted by Unknown Host. The show is categorised under Business and has published 0 episodes.
Services Economy with Fexingo: Healthcare, Finance, and the Modern Service Sector regularly covers Business. It sits in the Business category.
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Episodes of Services Economy with Fexingo: Healthcare, Finance, and the Modern Service Sector average 10 minutes. a focused format where a clear narrative arc and tight preparation matter most.
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