Ready...Set...Money

Credit histories and scores seem like a logical and inevitable part of our lives, and knowing how to build and improve your score is critical to your financial wellbeing. But just because it’s critical doesn’t mean it’s...

Season Two of Ready…Set…Money is coming soon, and this season we’re looking at our money as a system - how everything about your finances touches everything else. We’ll zoom in on smaller, individual systems and zoom...

If your basic needs are being met, and you have more than you need to get by, you have the luxury of deciding what to do with that extra money. This is important, because–as the saying goes–you can have anything, but...

Whether you’re just starting out, or you’ve been investing for a long time, it’s important to know how much you’re paying to invest, and decide if it’s worth it. Transcript, show notes, and resources at...

If you are eligible for the Disability Tax Credit, you can get up to $70,000 from the federal government by opening and contributing to a Registered Disability Savings Plan, and if you have low or no income, you can get...

It can be intimidating and pretty scary to buy a home for the first time, not to mention pants-wettingly expensive. Squeezing every last tax-free dollar out of registered programs like the First Home Savings Account is...

A Defined Contribution Pension Plan is a mash up between a Defined Benefit Pension Plan and an investment account. Very little about it is guaranteed, so knowing how it works (and how it doesn’t), is the best way to get...

Maybe you’re tired of your labour being exploited for someone else’s profit, or how toxic your workplace is, or being evaluated for the quantity of time you spend in the office instead of the quality of the work you do...

Nobody wants to talk about life and disability insurance, at least, not with the people who sell it hard, and man - I get it. But if you depend on your ability to work to pay the bills, or if other people depend on you...

If you’re in a position to put money away for the future, knowing the basics of Tax Free Savings Accounts and Registered Retirement Savings Plan can help you decide what kind of account makes the most sense…for you...

If you’re even a little bit interested in money, you’re going to encounter RRSPs. They’re everywhere, especially during RRSP season, that 60 days at the beginning of the year when everyone, including your uncle, is...

Old Age Security is the closest thing to a universal basic income we have in Canada, and more than 95% of seniors get it. For more than a third of Canadians, it’s a major piece of their income pie. Knowing how it works...

The Canada Pension Plan, or CPP, has been around for sixty years, but most of us don’t think much about it except when we notice it on our paycheques, or have to pay it all at once on our self-employed earnings come tax...

Today’s episode is about the basics of income tax, and there’s a lot to know (plus, it’s so much fun…for a certain value of fun). It’s worth the whole nine minutes though, because familiarity decreases anxiety, less...

Today’s episode is a long one, because your employee benefits (if you have them) are important to Present You and to Future You, and it takes time to understand what they are and how they work. And, fair warning: this...