Preparing For Tomorrow podcast

This is always a busy time of year for me. I know it happens every year, and I need to remember to adjust my schedule a bit after Labor Day. This is the time when all the people I've been working with decide that they...

In this episode, Diane shares excerpts from a recent LTC Bullet published by The Center for Long Term Care Reform https://centerltc.com/ There is a ton of great research and information at the Center. their mission...

Sometimes, when long term care insurance or hybrid life/LTC insurance is not available due to health concerns or budget, it's good to know that there are other options that may be available. This week, Diane shares some...

When is it not a good idea to own LTC insurance? Many people search for long term care insurance simply to avoid letting Medicaid take over and decide where that care is received. We need to consider if the premiums are...

This week, Diane shares some situations when LTC insurance may not be the answer for a family. It's clear that if Diane and her husband had listened to this advice 25 years ago, they would not own LTC insurance today...

Mike emailed asking about typical exclusions or pre-existing concerns with LTC insurance. LTC insurance is governed by Internal revenue Code (IRC) 7702(b). To be able to offer insurance, companies must adhere to this...

Just send me a quote can be compared to going out for dinner, but on a bigger level. When we go out to eat, we consider how hungry we are, what atmosphere we want for dining, what fits our budget, what kind and amount...

This week, because I was the primary caregiver for our very sick dog, I exhausted myself for 10 days (nothing compared to caring for a parent or grandparent for several years). We're replaying one of your most listened...

As promised, here is the link to view my dog's awesome workout routine on Facebook Frank's facebook reels He's doing a little better each day and will hopefully be back to normal in a few more days. On long term care...

This week, my guest Mary Ellen Gilbert with https://navacare.org/ shares how we can see the early signs that an aging parent or family member needs more support, even when they insist they're fine. She shares how her...

We all want to wait as long as we can to buy LTC insurance. Too often, health concerns diminish or eliminate what can be offered. In this week's episode, Diane shares consequences that show up when our parent's health...

This week we turn independence upside down. We think we're independent when we can live and receive care in our homes, but that forces our family to reshape their lives to support our progressing needs. Then families...

In almost three decades, I've been asked to leave, I've been hung up on, I've been sworn at and more. But only one person actually got up and walked out of the meeting. This week, I'm talking about dads. The 82 year...

This week, we learn about how state LTC Partnership programs started and how they developed over time to include most states. What is Long Term care Partnership? Why is this an effective way to help middle income and...

People sometimes ask how I got involved in LTC insurance and how do I feel always talking about getting old or sick because it's so depressing. Here's how long term care and LTC insurance showed up in my life and why I...