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Ops Alert covers the repossession and secured asset recovery industry — operational analysis, legal developments, incident patterns, and the issues that matter to practitioners, lenders, and compliance professionals doing this work every day. Hosted by Carl Carico, industry practitioner with nearly twenty years in vehicle recovery operations, published author, and expert consultant in repossession and secured asset recovery matters. Content is for informational and educational purposes only — nothing here constitutes legal advice.
Unknown Host hosts Ops Alert.
The repossession forwarding intermediary has operated inside a complete legal blind spot for decades — not because it was protected, but because neither of the two plaintiff disciplines capable of reaching it ever aimed
Two independent plaintiff bars litigated repossession cases for decades without either one looking upstream at the selection layer. In this episode, we examine how the consumer protection bar and the motor carrier person
The forwarding intermediary doesn't face one legal problem with two angles — it faces two independent legal problems converging simultaneously. In this episode, we break down what each plaintiff bar brings to the table,
The forwarding industry built indemnification clauses into standard vendor agreements to move liability downstream. This episode covers the final four categories of evidentiary exposure the forwarding model's own operati
The assumed legal benefit of the forwarding model — that it created a liability buffer between the lender and field-level exposure — was never priced, never tested, and was incorrect. In this final episode, we cover the
Georgia law is clear: repossession agencies hold a non-waivable statutory possessory lien on all personal property found in repossessed vehicles. Lenders can't override it. Forwarders can't contract around it. And "free
The repossession forwarding model embedded "free release" requirements into national contract templates, scorecard expectations, and operational policy. The agencies had to choose: violate Georgia law or lose the client.
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