My Two Cents: Finance for Teens & Young Adults

"My Two Cents" makes sense of the financial world with real talk, relatable stories, and practical advice you can actually use. Whether you're a teen just starting out or a young adult ready to take control of your money, this podcast gives you the mindset, tools, and tips to build a financially confident future and build your financial identity. Hear from students, entrepreneurs, and experts as we break down how to make smart money moves, starting today.

My Two Cents: Finance for Teens & Young Adults is a education podcast hosted by Mahima @ The FinIQ Initiative, with 21 episodes on record and a Required Pod Score of 80. PitchCentric scores this show on Booking Probability, Listen Score, and live audience signals refreshed every 24 hours.

Mahima @ The FinIQ Initiative hosts My Two Cents: Finance for Teens & Young Adults, a education show with 21 episodes published.

Our AI reads these to draft pitches. Use them as grounding for a pitch that cites a real guest and a specific topic.

• 

  Episode #2

  Behavioral Insights into Investing: Overconfidence Bias

  May 25, 20268 minS2

  <p>In this episode of My Two Cents, we explore overconfidence bias: the tendency for investors to overestimate what they know, how well they can predict the market, or how skilled they are at picking winners. Listeners will learn how overconfidence can lead to too much trading, too much risk, and too little attention to what could go wrong.</p><p>Research mentioned in this episode:</p><p>Barber, B. M., & Odean, T. (2000). “Trading Is Hazardous to Your Wealth: The Common Stock Investment Performance of Individual Investors.”<br/> https://faculty.haas.berkeley.edu/odean/papers/returns/individual_investor_performance_final.pdf<...

  ListenShow Notes
• 

  Episode #1

  Behavioral Insights into Investing: Why Smart Investors Still Make Bad Decisions

  May 25, 202610 minS2

  <p>Why do smart people still make investing mistakes? In the first episode of the series Behavioral Insights into Investing, My Two Cents explores how behavioral biases like overconfidence, herding, loss aversion, and the disposition effect can shape the way individual investors trade, react to risk, and make decisions. This episode also looks at why financial literacy matters, especially for teens who are increasingly interested in investing. Educational and awareness purposes only. Not investing advice.</p><p>Research used in this episode:</p>Schwab 2026 Teen Investing Survey: 95% of teens are interested in learning more about investing, and 70% are very or e...

  ListenShow Notes
• 

  Episode #11

  Teen-to-Investor Playbook with Gio Ahern: Investing terms, PE vs VC, and Health tech

  Dec 2, 202534 minS1

  <p>In this episode, Mahima interviews Gio Ahern, an investing partner at Andreessen Horowitz, discussing his journey from high school to a career in investing. They explore the daily life of an investor, essential skills for young investors, and the differences between private equity and venture capital. Gio breaks down complex investment terms and shares insights on trends in healthcare technology. He also offers practical advice for young adults on personal finance, resources for learning about investing, and the importance of starting early with brokerage accounts and index funds. The conversation concludes with thoughts on the nature of money and...

  ListenShow Notes
• 

  Episode #10

  Scam-Proof Your Brain (Part 2): Digital Scams

  Nov 12, 202512 minS1

  <p>In Part 2 of our "Scam-Proof Your Brain" series, we examine three digital scams that disproportionately affect teens: online shopping fraud, imposter scams, and cryptocurrency investment schemes.</p><p>Mahima explores the phenomenon of perceived financial success in cryptocurrency, highlighting how social media influences investment behaviors and contributes to fraudulent activities by exploiting herding behavior. The episode also discusses other digital scams exploiting present bias and authority bias.  Episode references peer-reviewed research from the University of Rhode Island, Harvard Medical School, the National Institutes of Health, and the University of Vaasa.</p><p><br/></p><p><br/><br/><br/></p>

  ListenShow Notes
• 

  Episode #9

  Scam-Proof Your Brain (Part 1): Scholarship & Job Scams

  Nov 5, 202511 minS1

  <p>In Part 1 of our "Scam-Proof Your Brain" series, Mahima examine's fake scholarship and job scams - two of the most common frauds targeting teens. Discover how scammers exploit scarcity and urgency manipulation to bypass critical thinking, and learn why optimism bias makes even smart people vulnerable. This episode references peer-reviewed research from Taylor's University, the Better Business Bureau Institute, and the FINRA Foundation.</p><p><br/></p><p><br/></p>

  ListenShow Notes

Recent guests on My Two Cents: Finance for Teens & Young Adults. Study who booked and why before you pitch.

Based on semantic analysis of episode topics and host coverage, this show is a strong guest fit for executives in:

Industry fit is computed by PitchCentric using vector embeddings of the show's episode catalog.