Money Wisdom

Listen to Johnson Brunetti's Money Wisdom with Nicholas J. Colantuono, CFP® and Eric Hogarth, CFP®. Whether you're approaching retirement or recently retired, Money Wisdom offers key financial insights to help you make informed decisions for you and your family. In a world full of financial noise, Nick and Eric aim to provide clarity, peace of mind, and practical guidance on your journey toward a secure, fulfilling retirement. Tune in each week as they address your questions and shine a light on the real financial challenges facing today's retirees.

Money Wisdom is a business podcast hosted by Johnson Brunetti, with 100 episodes on record and a Required Pod Score of 80. PitchCentric scores this show on Booking Probability, Listen Score, and live audience signals refreshed every 24 hours.

Johnson Brunetti hosts Money Wisdom, a business show with 100 episodes published.

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  Money Wisdom

  4 Health Insurance Options for Early Retirees

  Aug 14, 202620 min

  Retiring before age 65 can create a major gap between employer coverage and Medicare eligibility. Today, Nick and Eric explain four potential health insurance options and answer listener questions about Medicare enrollment, Social Security claiming, and long-term care planning. Before leaving work, make sure healthcare is part of the retirement plan, not an afterthought. Here's what we discuss in this episode: COBRA Coverage : Familiar benefits can bridge short gaps Spousal Coverage: Employer plans may offer better value ️ Public Marketplace: Income can significantly affect premium costs Private Insurance: Robust coverage may justify higher premiums Mailbag Minute : Medicare and Social Security require planning Our website: https://johnsonbrunetti.com/ Phone: 800-208-7233 Contact our team: https://johnsonbrunetti.com/contact-us/ Get your customized Money Map: https://johnsonbrunetti.com/your-money-map/#form Join us for our next financial workshop: https://johnsonbrunetti.com/financial-workshops/ Check out our other no-cost financial resources here : https://johnsonbrunetti.com/financial-resources/ Check us out on YouTube : https://bit.ly/3CcAzai

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  Money Wisdom

  The Retirement Setback 67% of Americans Fear More Than Death

  Aug 7, 202619 min

  What scares Americans more than death? For nearly two out of three people, it's the possibility of running out of money in retirement. Costs continue to rise, paychecks eventually stop, and the money you've accumulated may need to support you for decades. In this episode, Nicholas J. Colantuono, CFP® and Eric Hogarth, CFP® explain why retirement confidence doesn't come from an account balance alone and share strategies to help you avoid spending retirement constantly worrying that the next expense could knock your plan off course. Here's what we discuss in this episode: Retirement Fear: Many fear outliving their savings Rising Costs: Inflation can steadily weaken purchasing power ⏳ Generational Shift: Today's retirees face different financial pressures Tax Planning: Withdrawal choices affect what retirees keep Mailbag Questions: Social Security and RMD timing matter Our website: https://johnsonbrunetti.com/ Phone: 800-208-7233 Contact our team: https://johnsonbrunetti.com/contact-us/ Get your customized Money Map: https://johnsonbrunetti.com/your-money-map/#form Join us for our next financial workshop: https://johnsonbrunetti.com/financial-workshops/ Check out our other no-cost financial resources here : https://johnsonbrunetti.com/financial-resources/ Check us out on YouTube : https://bit.ly/3CcAzai

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  Money Wisdom

  Inherited HSAs: Are You Leaving Behind a "Tax Time Bomb"?

  Jul 31, 202620 min

  Health Savings Accounts can be one of the most tax-advantaged tools available for retirement, but they can also create an unexpected tax burden when passed to the next generation. In this episode, Nick and Eric break down how health-focused accounts fit into retirement income, legacy planning, and smart tax strategy in plain English. Don't miss these simple shifts that can turn a hidden tax trap into a long-term advantage. Here's what we discuss in this episode: HSA Benefits: Contributions and withdrawals offer tax advantages ⚠️ Inheritance Risk: Non-spouse beneficiaries may face taxable distributions Spending Strategy: Use HSA funds for eligible expenses Healthcare Planning: Compare coverage before Medicare begins Retirement Location : Consider the community beyond taxes alone Get Your Free Guide: Simplify future retirement tax decisions Our website: https://johnsonbrunetti.com/ Phone: 800-208-7233 Contact our team: https://johnsonbrunetti.com/contact-us/ Get your customized Money Map: https://johnsonbrunetti.com/your-money-map/#form Join us for our next financial workshop: https://johnsonbrunetti.com/financial-workshops/ Check out our other no-cost financial resources here : https://johnsonbrunetti.com/financial-resources/ Check us out on YouTube : https://bit.ly/3CcAzai

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  Money Wisdom

  I'm 62, Can I Work While Collecting Social Security?

  Jul 24, 202618 min

  Can you collect Social Security at 62 and continue working? The answer is yes, but whether you should is a much bigger question. Nick and Eric explain how working while collecting benefits can impact your retirement income, when earnings limits come into play, and why claiming Social Security is only one piece of a much larger retirement strategy. Learn how income planning, tax planning, and understanding your long-term financial picture can help you make a more confident claiming decision. Here's what we discuss in this episode: What Happens When You Turn 62 : Can you work while you collect? Lifetime Income : Think beyond today's paycheck Tax Planning: Coordinating benefits and withdrawals Retirement Strategy: One decision may impact everything Our website: https://johnsonbrunetti.com/ Phone: 800-208-7233 Contact our team: https://johnsonbrunetti.com/contact-us/ Get your customized Money Map: https://johnsonbrunetti.com/your-money-map/#form Join us for our next financial workshop: https://johnsonbrunetti.com/financial-workshops/ Check out our other no-cost financial resources here : https://johnsonbrunetti.com/financial-resources/ Check us out on YouTube : https://bit.ly/3CcAzai

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  Money Wisdom

  A Will or a Trust? How to Avoid Probate

  Jul 17, 202617 min

  What really happens to your money after you're gone? For many families, the answer is probate, a legal process that can be time-consuming, emotional, public, and complicated. Nick and Eric break down the difference between a will and a trust, and how to handle more complex situations like multiple properties or special needs planning. Ultimately, estate planning isn't just about money, it's about giving your family clarity and reducing stress during an already difficult time. Here's what we discuss in this episode: ⚖️ Probate Basics: Why it matters for families 📜 Attorney-Drafted Will: Avoid DIY estate mistakes 🏛️ Trust Planning: More control and privacy 🧩 Complex Situations: When advanced planning helps 💬 Greatest Gift: Have hard conversations now Our website: https://johnsonbrunetti.com/ Phone: 800-208-7233 Contact our team: https://johnsonbrunetti.com/contact-us/ Get your customized Money Map: https://johnsonbrunetti.com/your-money-map/#form Join us for our next financial workshop: https://johnsonbrunetti.com/financial-workshops/ Check out our other no-cost financial resources here : https://johnsonbrunetti.com/financial-resources/ Check us out on YouTube : https://bit.ly/3CcAzai

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