Money Grows on Trees

Welcome to Money Grows On Trees – your go-to podcast for wealth-building, smart investing, and financial freedom.Hosted by Lloyd James Ross, a millionaire investor and financial educator, this podcast is your go-to source for everything related to money management, passive income, multiple income streams, and breaking free from financial struggle.Learn how to build multiple income streams, avoid costly mistakes, and develop a millionaire mindset. Whether you’re a business owner, investor, or just serious about wealth, this podcast gives you real-world strategies to grow your money.Join our community of entrepreneurs, investors, and ambitious individuals as we navigate the path to financial independence. Follow now on Apple Podcasts, Spotify, and YouTube to start your journey to financial freedom!

Money Grows on Trees is a business podcast hosted by Lloyd J Ross, with 368 episodes on record and a Required Pod Score of 86.

Lloyd J Ross hosts Money Grows on Trees, a business show with 368 episodes published.

Our AI reads these to draft pitches. Use them as grounding for a pitch that cites a real guest and a specific topic.

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  Episode #156

  #360 - 5% of the World’s Oil Supply Just Got Bombed (Protect Your Money)

  Oct 1, 202616 min

  Already house poor or worried you might be? Grab a copy of House Poor: https://moneybuyshappinessbooks.com/housepoorbook Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com In this new episode, Lloyd explains why a disruption to global oil supply could impact far more than just the price you pay at the petrol station. From attacks on key Middle Eastern infrastructure to rising diesel prices, he breaks down how energy markets flow through to inflation, interest rates, food costs, and household budgets. ◼️ How disruptions to the Strait of Hormuz and Saudi oil infrastructure are affecting global oil supply and pushing energy prices higher ◼️ Why diesel is the hidden driver of food, transport, and inflation, and how rising diesel costs could impact everyday living expenses ◼️ The key economic indicators to watch, the potential effects on interest rates and markets, and practical ways to prepare your finances for a higher-cost environment Timestamps: 00:00:00 - Introduction 00:00:46 - The Strait of Hormuz and global oil supply 00:01:34 - Iran conflict and disruption to oil flows 00:02:31 - Diesel crack spreads explained 00:03:15 - Why diesel drives food production and inflation 00:04:01 - Saudi pipeline attack and oil price surge 00:05:11 - Oil investments and growing fuel shortages 00:06:04 - Strategic Petroleum Reserve and US midterms 00:07:40 - How diesel costs flow into inflation and interest rates 00:08:21 - Why the oil supply situation could worsen 00:09:16 - Oil price suppression and political incentives 00:10:11 - Lloyd's portfolio positioning and market outlook 00:11:43 - How rising oil prices affect your household budget 00:13:01 - Preparing your finances for higher living costs 00:14:21 - Final thoughts and what to watch next Follow Lloyd: https://www.instagram.com/lloydjamesross/?hl=en https://www.linkedin.com/in/lloyd-j-ross-26b7859/ https://www.facebook.com/lloyd.ross.7 https://www.tiktok.com/@lloydjross https://x.com/lloydjamesross DISCLAIMER This content is for educational and informational purposes only. This is not financial, investment, or legal advice. Investing carries inherent risks including potential loss of capital. Past performance does not guarantee future results. Always conduct thorough research and consult with qualified financial advisors before making investment decisions. Individual results vary based on market conditions, personal circumstances, and investment strategy.

  ListenShow Notes
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  Episode #155

  #359 - ASX vs Wall St - Which Is The Better Option For Australians

  Sep 24, 202613 min

  Already house poor or worried you might be? Grab a copy of House Poor: https://moneybuyshappinessbooks.com/housepoorbook Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com In this new episode, Lloyd tackles one of the most important questions Australian investors face: should you invest in the ASX or put your money to work on Wall Street? By comparing the Australian and US markets across decades of performance, he explains where each market has strengths, where they fall short, and how investors can think about building a smarter portfolio. ◼️ Why Wall Street has historically outperformed the ASX and the key factors driving stronger long-term returns ◼️ The advantages of investing in Australia, including franking credits, dividend income, and exposure to major mining companies ◼️ How Australian investors can avoid home bias, think globally, and make better portfolio decisions for long-term wealth creation Timestamps: 00:00:00 - Introduction 00:00:39 - 10-Year Performance Comparison 00:01:00 - Why US Markets Outperform 00:03:20 - Australia’s Market Strengths and Weaknesses 00:04:47 - Mining, Banks and the ASX Structure 00:05:28 - Innovation and US Competitive Advantage 00:06:33 - Future Outlook for US and Australian Markets 00:07:10 - Currency Exposure and Franking Credits 00:08:55 - Book Promotion 00:09:14 - Diversification and Home Bias 00:10:53 - Australia’s Economic and Policy Challenges 00:12:25 - Commodities Outlook and Final Investment View 00:12:42 - Final Summary Follow Lloyd: https://www.instagram.com/lloydjamesross/?hl=en https://www.linkedin.com/in/lloyd-j-ross-26b7859/ https://www.facebook.com/lloyd.ross.7 https://www.tiktok.com/@lloydjross https://x.com/lloydjamesross DISCLAIMER This content is for educational and informational purposes only. This is not financial, investment, or legal advice. Investing carries inherent risks including potential loss of capital. Past performance does not guarantee future results. Always conduct thorough research and consult with qualified financial advisors before making investment decisions. Individual results vary based on market conditions, personal circumstances, and investment strategy.

  ListenShow Notes
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  Episode #154

  #358 - The Most Dangerous Ways To Invest (Avoid These at All Costs)

  Sep 22, 202624 min

  Already house poor or worried you might be? Grab a copy of House Poor: https://moneybuyshappinessbooks.com/housepoorbook Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com In this new episode, Lloyd Ross reveals the 7 most dangerous ways people are investing today and why so many everyday investors lose money through schemes, strategies, and products that appear safe on the surface. Learn how to spot the warning signs, avoid costly mistakes, and build wealth using proven long-term investing principles instead. ◼️ Why CFDs, leveraged Forex, options trading, and borrowing to invest can significantly increase your risk of losing money ◼️ How AI scams, fake investment platforms, crypto schemes, and "guaranteed returns" are costing investors millions every year ◼️ A practical checklist to help you identify red flags, protect your capital, and invest with confidence for the long term Timestamps: 00:00:00 - Introduction 00:02:39 - CFDs and leveraged Forex 00:02:39 - Fake investment platforms and AI scams 00:06:24 - Unregulated crypto and token scams 00:09:16 - Options and futures trading risks 00:13:51 - Concentration risk in speculative stocks 00:15:43 - Borrowing to invest in volatile assets 00:17:17 - Guaranteed returns and investment red flags 00:20:11 - Investor safety checklist 00:23:07 - Final thoughts and key takeaways Follow Lloyd: https://www.instagram.com/lloydjamesross/?hl=en https://www.linkedin.com/in/lloyd-j-ross-26b7859/ https://www.facebook.com/lloyd.ross.7 https://www.tiktok.com/@lloydjross https://x.com/lloydjamesross DISCLAIMER This content is for educational and informational purposes only. This is not financial, investment, or legal advice. Investing carries inherent risks including potential loss of capital. Past performance does not guarantee future results. Always conduct thorough research and consult with qualified financial advisors before making investment decisions. Individual results vary based on market conditions, personal circumstances, and investment strategy.

  ListenShow Notes
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  Episode #153

  #357 - Property Vs Stocks In Australia (Which wins)

  Sep 16, 202614 min

  Already house poor or worried you might be? Grab a copy of House Poor: https://moneybuyshappinessbooks.com/housepoorbook Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com Rates are already near 7% for many borrowers, and with core inflation stuck at 3.6%, the RBA may have no choice but to push higher. In this episode, Lloyd breaks down the numbers behind rising mortgage rates, why inflation refuses to fall, and how Australia’s trillion‑dollar debt is making the problem worse. ◼️ Why inflation is stuck ◼️ How rates could reach 7% ◼️ Australia’s trillion‑dollar debt problem ◼️ How to prepare your finances now Timestamps: 00:00:00 - Introduction 00:01:40 - Net yield and costs 00:02:37 - Franking credits overview 00:03:54 - US shares outperform 00:04:36 - Shares vs property over 30 years 00:05:19 - Where property wins: leverage 00:06:26 - Why leverage only works in rising markets 00:07:27 - Where shares win: lower costs 00:08:10 - Diversification advantage 00:09:51 - Tax changes and negative gearing 00:10:45 - Shares inside superannuation 00:11:19 - Future uncertainty in super rules 00:12:17 - Why shares align with his lifestyle 00:13:23 - Scaling money without scaling problems Follow Lloyd: https://www.instagram.com/lloydjamesross/?hl=en https://www.linkedin.com/in/lloyd-j-ross-26b7859/ https://www.facebook.com/lloyd.ross.7 https://www.tiktok.com/@lloydjross https://x.com/lloydjamesross DISCLAIMER This content is for educational and informational purposes only. This is not financial, investment, or legal advice. Investing carries inherent risks including potential loss of capital. Past performance does not guarantee future results. Always conduct thorough research and consult with qualified financial advisors before making investment decisions. Individual results vary based on market conditions, personal circumstances, and investment strategy.

  ListenShow Notes
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  Episode #152

  #356 - RBA Warns Aussies Could Be Hit With 7% Interest Rates (Prepare Now)

  Sep 10, 202612 min

  Already house poor or worried you might be? Grab a copy of House Poor: https://moneybuyshappinessbooks.com/housepoorbook Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com Rates are already near 7% for many borrowers, and with core inflation stuck at 3.6%, the RBA may have no choice but to push higher. In this episode, Lloyd breaks down the numbers behind rising mortgage rates, why inflation refuses to fall, and how Australia’s trillion‑dollar debt is making the problem worse. ◼️ Why inflation is stuck ◼️ How rates could reach 7% ◼️ Australia’s trillion‑dollar debt problem ◼️ How to prepare your finances now Timestamps: 00:00:00 - Introduction 00:00:32 - Chain of Events Leading to 7% Mortgage Rates 00:01:04 - Recent Rate Hikes and Expectations 00:01:24 - Impact of Inflation on Interest Rates 00:01:56 - Core Inflation and Oil Prices 00:02:28 - Borrowers' Current Mortgage Rates 00:03:10 - Impact of Rate Hikes on Borrowers 00:03:54 - Five Fires Causing Australian Inflation 00:05:30 - Government Spending and Stagflation 00:06:46 - Comparison with Other Economies 00:07:29 - Australia's Growing National Debt 00:08:33 - Government Policies and Inflation 00:09:04 - Practical Steps to Manage Finances 00:10:07 - Preparing for Future Rate Rises 00:11:09 - Advice for Savers and Homeowners Follow Lloyd: https://www.instagram.com/lloydjamesross/?hl=en https://www.linkedin.com/in/lloyd-j-ross-26b7859/ https://www.facebook.com/lloyd.ross.7 https://www.tiktok.com/@lloydjross https://x.com/lloydjamesross DISCLAIMER This content is for educational and informational purposes only. This is not financial, investment, or legal advice. Investing carries inherent risks including potential loss of capital. Past performance does not guarantee future results. Always conduct thorough research and consult with qualified financial advisors before making investment decisions. Individual results vary based on market conditions, personal circumstances, and investment strategy.

  ListenShow Notes

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