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Keys and Capital

Hosted by Jonah Hoyos & Zack Brittain · business · EN

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About this Podcast:

A smarter conversation about real estate, mortgages, and wealth building. Co-hosted by Mortgage Strategy Specialist Jonah Hoyos and investment-focused Realtor Zack Brittain, Keys & Capital shows you how to put the equity you already have to work, turning your home and your next property into a long-term wealth engine instead of just a monthly payment. Practical strategies, real scenarios, and clear guidance for Ontario homeowners and investors ready to build.

Pitch Analysis

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Contact path

Verified email

Booking probability

30%

Guest openness

Selective

Verified email on file
80/100
Required Score

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Questions about Keys and Capital

What is Keys and Capital about?

A smarter conversation about real estate, mortgages, and wealth building. Co-hosted by Mortgage Strategy Specialist Jonah Hoyos and investment-focused Realtor Zack Brittain, Keys & Capital shows you how to put the equity you already have to work, turning your home and your next property into a long-term wealth engine instead of just a monthly payment.

Who hosts Keys and Capital?

Keys and Capital is hosted by Jonah Hoyos & Zack Brittain. The show has published 17 episodes to date.

What has Keys and Capital covered recently?

Recent episodes include "Approved in an Hour, Funded in 48 Hours: How a Private Lender Really Works with Tembo Financial." (21 October 2026, 42 minutes), "Temp Check: Why Good Deals Are Still Hard to Find, Bond Yields and Fixed vs. Variable" (2 October 2026, 24 minutes), and "The Ultimate Smith Manoeuvre Q&A: Every Question Homeowners Actually Ask" (15 September 2026, 50 minutes).

How often does Keys and Capital publish?

Keys and Capital publishes roughly every two weeks, with episodes averaging 29 minutes across 17 episodes.

How hard is it to get booked on Keys and Capital?

Booking probability for Keys and Capital is 30%, and the host is rated Selective on guests. Keys and Capital requires a Pod Score of 80 or higher. Keys and Capital's contact route on record: verified email.

Who should pitch Keys and Capital?

The strongest fits for Keys and Capital are Real Estate Agents and Banking & Credit Unions. Keys and Capital has a business audience.

About the host

Jonah Hoyos & Zack Brittain hosts Keys and Capital, a business podcast with 17 episodes published.

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Recent episodes

Our AI reads these to draft pitches. Use them as grounding for a pitch that cites a real guest and a specific topic.

  • Keys and Capital

    Approved in an Hour, Funded in 48 Hours: How a Private Lender Really Works with Tembo Financial.

    Oct 21, 202642 min

    Want to know if a bridge or private mortgage could solve your next deal? Book a free call at www.chatwithjonah.com Reach Zack directly at Zack@phippsbrittain.com Most people hear “private lender” and assume the worst...

  • Keys and Capital

    Temp Check: Why Good Deals Are Still Hard to Find, Bond Yields and Fixed vs. Variable

    Oct 2, 202624 min

    Thinking about buying, renewing, or refinancing? Book a free call at www.chatwithjonah.com Reach Zack directly at Zack@phippsbrittain.com Lending is going one direction, asset values are going the other, and consumer...

  • Keys and Capital

    The Ultimate Smith Manoeuvre Q&A: Every Question Homeowners Actually Ask

    Sep 15, 202650 min

    Have a specific scenario you want mapped out? Book a free call at www.chatwithjonah.com Get your own personalized Smith Manoeuvre report: https://www.smithmancalculator.ca/start/x6foe1wwwyiik7b8vqjztiexttd8rwc4 Reach...

  • Keys and Capital

    Every Smith Manoeuvre Accelerator Strategy RANKED (S to D Tier)

    Sep 3, 202620 min

    If you’re considering the Smith Manoeuvre and want to understand what it could look like with your own mortgage and financial situation, and would like me to run your own numbers, you can access the Smith Manoeuvre...

  • Keys and Capital

    You Don't Need 20% Down to Buy an Investment Property in Canada (Here's the Real Math)

    Aug 8, 202617 min

    Have a specific scenario you want run? Book a free call at www.chatwithjonah.com Reach Zack directly at Zack@phippsbrittain.com If you think you're stuck because you don't have 20% down for an investment property, that...

View More
  • Keys and Capital

    Every Type of Real Estate Investment Explained (And How to Finance Each One)

    Jul 28, 202629 min

    Want to know what you can actually qualify for on your next investment property? Book a free call at www.chatwithjonah.com Reach Zack directly at Zack@phippsbrittain.com Most people have one picture in their head when...

  • Keys and Capital

    Baby Steps to Buying Your First Rental Property: Home Equity, Financing & Deals That Cash Flow

    Jul 21, 202639 min

    Most people think you need a big pile of cash to buy your first rental property. You don't, especially if you already own a home in Ontario. Realtor Zack Brittain and mortgage agent Jonah Hoyas break down the baby steps...

  • Keys and Capital

    Smith Manoeuvre Accelerators: The Strategies That Compress a 25-Year Mortgage Into 10 (Part 2)

    Jun 26, 20269 min

    Want to know if the Smith Manoeuvre works for your numbers? Book a free call at www.chatwithjonah.com The basic Smith Manoeuvre works. But on its own it takes 15 to 20 years to fully convert your mortgage. In this video...

  • Keys and Capital

    The Smith Manoeuvre Explained: Pay Off Your Mortgage and Build Wealth at the Same Time (Part 1)

    Jun 26, 20269 min

    Want to know if the Smith Manoeuvre makes sense for your situation? Book a free call at www.chatwithjonah.com Two neighbors. Same street. Same income. Same house. Same mortgage paid off at the same time. At 65, one is...

  • Keys and Capital

    Canadian Landlord vs. US Real Estate vs. Leveraged Investing: Which Actually Wins?

    Jun 10, 202635 min

    Erwin Szeto has been investing in real estate since 2005, transacted nearly $500 million worth of income properties as a realtor, and owned a personal stake in over 40 properties. And now he's telling his clients to...

  • Keys and Capital

    Your Mortgage Is a Wealth Tool: Manulife One, Smith Manoeuvre, with Manulife Bank's Robert DiPaolo

    May 21, 202650 min

    The conversation covers the introduction, flexibility, and origins of ManuLife One, as well as its role in wealth building, real-time benefits, and client experience. It delves into risk, responsibility, and the...

  • Keys and Capital

    3: Brandon Bedminster & Kristina Carpenter - Protecting your financial future

    May 14, 202633 min

    The conversation covers a range of topics related to financial services, including investing, inflation, compound growth, and the importance of coverage and insurance. It provides valuable insights into understanding...

  • Episode #3

    2: Zack Brittain - Building a Real Estate Portfolio from the ground up

    Apr 30, 20261h 2m

    Zack Brittain built his Waterloo Region real estate portfolio from the ground up, starting with a live-in duplex and scaling all the way to a 34-unit apartment building. Jonah sits down with Zack to unpack his...

Recent guests

Recent guests on Keys and Capital. Study who booked and why before you pitch.

Z

Zack Brittain

Phipps Brittain Real Estate

E

Erwin Szeto

Owner, Rock Star Real Estate

J

Jonah Hoyos

Tango Financial

J

Jonah Hoyas

Tango Financial

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