
Episode #19
2026 Money Supply Reboot
There is about to be a seismic wave in global trade and international bank settlement. The US government is on the brink of issuing sweeping legislation that will radically affect the rules around digital money — Bitcoin, stable coins, and other digital currencies. Your hosts, Pamela Millar and Sophie Lapaire, describe these world-changing events from the point of view of their impact on the balance of power in the world. The digitization of all money is rapidly changing the face of world trade. Since the Second World War, the dollar standard has ruled the world as it has dominated global trade. Now, as governments worldwide realize that blockchain-based currency is actually a superior design for security and bank transfer, all countries will begin to issue a digital stable coin to represent their own currencies against the dollar. As the United States switches its own Treasury to a blockchain-based set of stable coins like USDC, USDT, and World Liberty Coin, the Bank for International Settlements and other money-governing bodies like the CFTC are about to issue a complete set of new rules around digital money. They believe that replacing the SWIFT standard with new blockchain-based settlement will increase the speed of secure settlement by twenty times. This GIANT fact will change the face of money going forward, making it incredibly easy and quick to exchange digital currency around the world. The CLARITY Act could make global trade in digital money easier by creating clearer U.S. rules for how different types of digital assets are regulated. By drawing clearer lines between the jurisdictions of the SEC and CFTC, the legislation could reduce uncertainty for crypto exchanges, banks, payment companies, and international businesses that want to use digital assets across borders. More predictable rules could make it easier for companies to build compliant systems for buying, selling, transferring, and holding digital assets internationally. For global commerce, the larger benefit could be greater trust and interoperability. If U.S. regulators establish a clearer framework, foreign financial institutions and businesses may find it easier to interact with U.S.-based digital-asset markets and services. This could encourage more cross-border payments, settlement, and investment using stable coins and other digital assets, potentially making transactions faster and less dependent on traditional banking intermediaries. However, the CLARITY Act would not by itself create a worldwide regulatory system; international trade would still be subject to the laws of the countries involved. The GENIUS Act could have a significant impact on global trade by establishing a federal regulatory framework for U.S. dollar payment stable coins. Because these stable coins are designed to maintain a stable value and can move on blockchain networks, they could give businesses a faster, potentially cheaper way to make and settle international payments without relying as heavily on traditional correspondent banking networks. The law's reserve and regulatory requirements are intended to increase confidence in regulated stable coins, which could encourage businesses and financial institutions to use them for cross-border commerce. The broader global effect could be to extend the reach of the U.S. dollar into digital commerce. Since the stable coin market is overwhelmingly dollar-based, wider adoption could make dollars easier to access and transfer internationally while creating additional demand for U.S. Treasury securities that back regulated stable coins. At the same time, the GENIUS Act imposes anti-money-laundering and sanctions-compliance requirements, meaning international stable coin transactions would operate within a more formal regulatory framework. Treasury has specifically described the law as supporting dollar leadership and expanding access to the dollar economy. In this episode, Pamela Millar and Sophie Lapaire explore the CLARITY Act, GENIUS Act, stable coins, Bitcoin, blockchain-based settlement, international banking, SWIFT, digital currencies, global trade, and the future of the U.S. dollar in the global financial system. #CLARITYAct #GENIUSAct #Stablecoins #Bitcoin #Crypto #DigitalCurrency #Blockchain #GlobalTrade #InternationalBanking #DigitalMoney #USDC #USDT #CFTC #SEC #SWIFT #GlobalFinance #USDollar #Cryptocurrency #FinancialMarkets #BlockchainTechnology

