Gimme Some Truth | Investing, Financial Advice for High-Net-Worth Families and Individuals

In a world full of financial information – and misinformation – what do you believe and incorporate into your life, and what do you throw away? As an independent, fee-only financial advisor, one of our founding pillars is education. Through accessible, transparent communication, we help filter out the noise for our clients to allow them to focus on their financial future. The goal of our podcast, Gimme Some Truth, is no different. From the corner of Monroe St. in Madison, WI, we cover the intersection of financial planning, investing, and everyday life.Disclosure: walknercondon.com/podcast

Gimme Some Truth | Investing, Financial Advice for High-Net-Worth Families and Individuals is a business podcast hosted by Walkner Condon Financial Advisors, with 287 episodes on record and a Required Pod Score of 85. PitchCentric scores this show on Booking Probability, Listen Score, and live audience signals refreshed every 24 hours.

Walkner Condon Financial Advisors hosts Gimme Some Truth | Investing, Financial Advice for High-Net-Worth Families and Individuals, a business show with 287 episodes published.

Our AI reads these to draft pitches. Use them as grounding for a pitch that cites a real guest and a specific topic.

• 

  Gimme Some Truth | Investing, Financial Advice for High-Net-Worth Families and Individuals

  Direct Indexing 101: The Tax-Saving Strategy High-Net-Worth Investors Use

  Sep 7, 202616 min

  Direct indexing has become one of the hottest strategies in investing — but what is it, and does it actually work? In this episode of Gimme Some Truth, Nate, Mitch and Clint break down how direct indexing works, why it can outperform traditional index funds and ETFs on an after-tax basis, and who should actually be using it. Topics covered in this episode: ✅ What direct indexing is and how it differs from traditional index fund investing ✅ Tax alpha explained: how direct indexing creates tax savings that mutual funds and ETFs can't ✅ Real example: swapping individual stocks to harvest tax losses without losing diversification ✅ Why direct indexing offers flexibility ahead of a major capital gain event (like selling a business) ✅ How direct indexing helps retirees manage capital gains when withdrawing income ✅ Managing large unrealized gains from concentrated stock positions (early Apple investors, employees with company stock) ✅ Why rising capital gains tax rates make direct indexing more valuable over time ✅ Portfolio customization: excluding specific stocks for values-based, religious, or ESG investing ✅ Factor tilts: adjusting for growth vs. value, dividend income, and tax efficiency ✅ How direct indexing is customized based on your specific financial situation Timestamps 0:00 – Intro: what is direct indexing? 0:26 – Index investing vs. direct indexing: the basics 1:41 – Tax alpha: the core benefit of direct indexing 2:29 – Example: harvesting losses without losing diversification 3:06 – Why it matters: flexibility before a major capital gain event 4:16 – Avoiding forced capital gains in retirement 6:17 – Managing concentrated stock gains (Apple stock, business owners) 7:01 – Why rising capital gains tax rates make this strategy more valuable 7:22 – More control: excluding specific stocks from your portfolio 7:51 – Values-based & religious investing customization 8:36 – Factor tilts: growth vs. value and tax-efficient asset allocation 9:48 – How portfolios are actively managed and rebalanced 10:52 – Customizing strategy based on your financial situation 11:42 – Wrap-up: direct indexing 101 (and what's next) 12:00 – Bonus: NFL season predictions 14:14 – Outro If you're a high-net-worth investor, business owner, or retiree looking to reduce your tax bill while staying invested, this episode explains how direct indexing works and where it fits into a financial plan. Subscribe to Gimme Some Truth for more straight-talk investing and financial planning advice. Subscribe @walknercondon Visit our website for more financial planning resources and educational information: https://www.walknercondon.com ———————————————— ADD US ON: LinkedIn: https://linkedin.com/company/walkner-condon-financial-advisors-llc Facebook: https://facebook.com/walknercondon

  ListenShow Notes
• 

  Gimme Some Truth | Investing, Financial Advice for High-Net-Worth Families and Individuals

  Big Announcements: New HQ, a Promotion & a Retirement | Gimme Some Truth

  Aug 31, 202622 min

  Walkner Condon's Managing Partners, Clint Walkner and Nate Condon sit down in their brand-new podcast studio to break down the biggest changes at Walkner Condon Financial Advisors this year— from a stunning new headquarters that brings four offices together under one roof, to major staff promotions, a retirement announcement, and the philosophy behind sustainable, client-first growth as the firm surpasses $1.25 billion in assets under management. In this episode of Gimme Some Truth, you'll hear about the team's new state-of-the-art studio and building, Alicia's promotion to partner, Evan's promotion, Andy King's upcoming retirement, how Walkner Condon structures its advisory teams for redundancy and collaboration, and why the firm has no "finish line" when it comes to growth. Timestamps: 0:00 – Welcome back & new studio reveal 0:34 – Behind the scenes of the new studio design 1:48 – New building: bringing four offices into one 3:54 – Staff update: Alicia promoted to partner 5:27 – Big news: Andy King announces retirement 10:00 – Why team structure & collaboration matter 15:35 – Philosophy on growth: no finish line 19:46 – Hitting $1.25 billion in assets under management 20:47 – Thank you to clients & closing thoughts Subscribe @walknercondon Visit our website for more financial planning resources and educational information: https://www.walknercondon.com ———————————————— ADD US ON: LinkedIn: https://linkedin.com/company/walkner-condon-financial-advisors-llc Facebook: https://facebook.com/walknercondon

  ListenShow Notes
• 

  Gimme Some Truth | Investing, Financial Advice for High-Net-Worth Families and Individuals

  How to Tap Into Your Portfolio Without Triggering Capital Gains Tax — Box Spread Portfolio Loans Explained

  Jul 20, 202616 min

  What if you could access the money in your investment account without selling a single share or triggering capital gains tax? In this episode of Gimme Some Truth, Ian and Alicia break down pledged asset lines (PALs) — what they are and how they work — and then introduce a newer, lesser-known alternative: the box spread portfolio loan. With lower interest rates, lower minimums, better tax treatment, and fewer restrictions on how you use the funds, box spread loans are quickly becoming a go-to strategy for investors sitting on large unrealized gains. If you've ever thought "I need cash but I don't want to sell," this episode walks you through exactly how to think about it. Key topics covered: * What a pledged asset line is and how secured lending works * How box spread loans differ from PALs, HELOCs, and margin loans * Why box spread loans offer rates around 4% with minimums as low as $10K * The tax deductibility advantage most people don't know about * How interest payments become capital losses (and why that matters) * Real-world scenario: $100K invested, now worth $500K — what are your options? * Using box spread loans to diversify a concentrated position without triggering taxes * No restrictions on use of funds, setup in 1–2 weeks Check out our full blog post for more in-depth details on box spread loans. Book an appointment: walknercondon.com Chapters: 0:00 – Introduction & What Are Pledged Asset Lines (PALs)? 0:47 – The "PAL" Joke & Why Box Spread Loans Might Be Your Best Friend 1:04 – What Makes Box Spread Loans Different? 1:29 – What Is Secured Lending? How Does Borrowing Against Investments Work? 2:21 – Interest Rates & Other Lending Options Beyond PALs 2:41 – Introducing Box Spread Loans — A New Option for Individual Investors 4:26 – Benefits: Lower Rates (~4%), Lower Minimums ($10K vs. $100K), Better Tax Treatment 6:28 – The Tax Deductibility Advantage Over PALs and HELOCs 6:58 – Real-World Use Cases: Why Clients Are Choosing This 9:28 – Scenario Walkthrough: $100K Invested, Now Worth $500K — What Are Your Options? 10:33 – How Interest Becomes a Capital Loss — And Why That Matters 12:25 – Using Box Spread Loans to Diversify AND Eliminate Capital Gains Tax 16:00 – No Restrictions on Use of Funds (Unlike PALs or HELOCs) 17:22 – Speed & Flexibility: Set Up in 1–2 Weeks 20:25 – Why Working With a Financial Advisor Matters 23:45 – Disclaimer #BoxSpreadLoan #PledgedAssetLine #PAL #CapitalGainsTax #TaxPlanning #InvestmentStrategy #HELOC #SecuredLending #WealthManagement #FinancialPlanning #TaxEfficient #Liquidity #UnrealizedGains Subscribe @walknercondon Visit our website for more financial planning resources and educational information: https://www.walknercondon.com ———————————————— ADD US ON: LinkedIn: https://linkedin.com/company/walkner-condon-financial-advisors-llc Facebook: https://facebook.com/walknercondon

  ListenShow Notes
• 

  Gimme Some Truth | Investing, Financial Advice for High-Net-Worth Families and Individuals

  Non-Qualified Deferred Compensation (NQDC)— Risks, Rewards & What to Know Before You Elect

  Jul 6, 202618 min

  Non-qualified deferred compensation could be one of the most valuable benefits you're not using. In this episode of Gimme Some Truth, we break down NQDC — a powerful but often overlooked benefit available to executives and high earners at many public companies. They cover how it works, who it's for, the key risks involved, and why planning ahead is critical before open enrollment season hits. If you're a senior leader, executive, or high-income earner at a public company, this episode could save you a significant amount in taxes — or help you avoid a costly mistake. 🔑 Key topics covered: * What "non-qualified" actually means and how NQDC differs from a 401(k) * How elections work and why NQDC is so inflexible once you commit * Choosing your payout timeline strategically * The biggest risk: what happens to your money if your company goes under * How investments work inside an NQDC plan * RSUs, taxes, and why your situation requires a personalized approach * What happens to your NQDC if you leave your company * Why you can't afford to wait for HR to bring this up 📌 Chapters: 0:00 – Introduction to Non-Qualified Deferred Compensation 0:42 – Who Has Access & How Common Is It? 1:52 – Why You Need to Ask About This Benefit 4:00 – What "Non-Qualified" Actually Means 4:54 – How Elections Work & The Inflexibility of NQDC 7:11 – Choosing Your Payout Timeline 8:14 – Best Use Cases: Who Should Use NQDC? 9:16 – The Key Risk: Company Creditworthiness 10:38 – 401(k) vs. NQDC — What's Protected? 11:13 – Annual Enrollment & The Exact Sciences Example 12:38 – How Investments Work Inside NQDC 13:26 – Don't Wait for Your Company to Tell You 15:25 – What Happens If You Leave Your Company? 16:13 – RSUs, Taxes & Why One Size Doesn't Fit All 16:55 – The Importance of Planning With Your Full Team 19:04 – When to Start the Conversation With Your Advisor 22:46 – Studio/Podcast Studio Announcement 24:09 – Disclaimer 📩 Have questions about your NQDC plan or open enrollment? Reach out to Walkner Condon to talk through your options. #NQDC #DeferredCompensation #ExecutiveCompensation #FinancialPlanning #TaxPlanning #401k #RSU #OpenEnrollment #WealthManagement #HighEarners #ExecBenefits #StockCompensation Subscribe @walknercondon Visit our website for more financial planning resources and educational information: https://www.walknercondon.com ———————————————— ADD US ON: LinkedIn: https://linkedin.com/company/walkner-condon-financial-advisors-llc Facebook: https://facebook.com/walknercondon

  ListenShow Notes
• 

  Gimme Some Truth | Investing, Financial Advice for High-Net-Worth Families and Individuals

  Wisconsin Retirement System Explained — What Every WRS Participant Should Know

  Jun 22, 202622 min

  The Wisconsin Retirement System is one of the best-funded public pension plans in the country — but most participants don't fully understand how it works or how to maximize it. In this episode of Gimme Some Truth, Nate, Andrew, and Clint break down everything you need to know about the WRS and ETF. Whether you're a state employee, teacher, or public sector worker in Wisconsin, this episode is packed with practical insight to help you make smarter decisions with your retirement benefits. Topics include how the pension actually works, the Core vs. Variable investment decision, what to do as retirement approaches, common misconceptions that cost people money, and how to think about it if you're considering leaving public service for a private sector role. 🔑 Key topics covered: * What the WRS is and how the pension benefit is calculated * Why the WRS is one of the healthiest pension plans in the US * WRS vs. Social Security as a guaranteed income floor * Core Fund vs. Variable Fund: the 60/40 vs. 100% stock decision * The one-time switch back to Core and what to do as retirement approaches * Why "I have WRS, I don't need to save anything else" is a dangerous assumption * Leaving for the private sector: is that 15% raise actually worth it? * How to read your WRS statement and use ETF office projections 📌 Chapters: 0:00 – Introduction & Clint's Background With WRS 1:01 – Why This Topic Matters & Common Misconceptions 4:42 – What Is a Pension? WRS Basics Explained 6:51 – WRS vs. Social Security: Building a Guaranteed Income Floor 7:00 – Core vs. Variable: Investment Options Inside the Plan 9:36 – Approaching Retirement: The One-Time Core Switch & Practical Steps 11:27 – "WRS Is Enough" — Why You Should Still Save Outside the Plan 12:34 – Is Leaving for a Private Sector Job Worth It? 16:07 – Private Pensions: What's Different & What to Watch Out For 17:44 – Final Tips: Reading Your Statement & Visiting the ETF Office 📬 Have questions about your WRS benefits or retirement plan? Reach out to the team at walknercondon.com #WRS #WisconsinRetirementSystem #ETF #WisconsinPension #PublicPension #RetirementPlanning #StateEmployees #TeacherRetirement #PensionPlan #FinancialPlanning #CoreVsVariable #PublicSectorRetirement #Wisconsin Subscribe @walknercondon Visit our website for more financial planning resources and educational information: https://www.walknercondon.com ———————————————— ADD US ON: LinkedIn: https://linkedin.com/company/walkner-condon-financial-advisors-llc Facebook: https://facebook.com/walknercondon

  ListenShow Notes

Based on semantic analysis of episode topics and host coverage, this show is a strong guest fit for executives in:

Industry fit is computed by PitchCentric using vector embeddings of the show's episode catalog.