
Episode #77
Let's Talk About Contingencies: More on Navigating the Recent Rate Hike!
In this episode of Fund Flip Repeat, Ryan continues the conversation from Episode 76 and gets more specific about what conservative underwriting should actually look like in today's market. The big focus this time: contingency. When deals are taking longer to sell, buyers have more leverage, and margins are getting tighter, you cannot afford to assume everything will go exactly according to plan. Ryan breaks down why rehab budgets need padding, why timelines should be extended beyond the contractor's estimate, and why investors should be planning for extra holding costs, seller concessions, and unexpected repairs before they ever close. He also explains why ARV needs to be conservative, why every deal should be stress-tested, and why your worst-case scenario should still leave you with an outcome you can live with. CHAPTERS 00:00 More on last week's topic 06:07 Build a contingency 12:16 Navigating Market Challenges and Opportunities RYAN: FB: https://www.facebook.com/ryankadlec.tx/ IG: https://www.instagram.com/ryan.kadlec86/ LinkedIn: https://www.linkedin.com/in/ryan-kadlec-485911b9 Email: ryan@fixedlending.com CALL or TEXT: 469-587-8093 JOEL: FB: https://www.facebook.com/joel.kadlec.2025 IG: https://www.instagram.com/kadlec.joel/ TikTok: https://www.tiktok.com/@joelkadlec Email: joel@fixedlending.com CALL or TEXT: 918-880-2937 KNOW SOMEONE? GET THAT EXTRA $1K! https://fixedlending.com/rhino-1k/ MORE ABOUT THE RHINO GUARANTEES: https://fixedlending.com/ LET'S GET YOU FUNDED! https://www.fixedlending.com/apply/ JOIN THE FFR EXCLUSIVE CLUB! https://www.facebook.com/groups/fundfliprepeat LEARN MORE FROM OUR WEBSITE: https://fixedlending.com/educational-resources/



