
Finance on the Fly with Rizek Housari CPA, CFP®
Inside your 401k: Target Date Funds Unveiled
<p>Target date funds promise simplicity—just pick the year you plan to retire and let the fund do the rest. But are they really the best fit for your retirement strategy? In this episode, we break down how target date funds work, their pros and cons, and why they might not always align with your goals once you’re nearing or in retirement.</p><p>You’ll learn how these “set it and forget it” investments manage risk, adjust over time, and where they often fall short when it comes to taxes, income planning, and diversification.</p><p>Based on strateg...

