Confident Federal Retirement

Are you a federal employee in your late 50s or early 60s with most of your retirement savings in a traditional TSP? When one spouse retires, household income may drop. That lower-income period can create a Roth...

If you're a married federal employee within about five to ten years of retirement, your two TSP accounts may look completely different. One spouse may have most of their money invested in the stock funds, while the...

If you are a federal employee within the next few years of retirement, the date you choose to leave federal service can affect more than your final day at work. For FERS employees, your separation date may affect when...

Are you a federal employee in your late 50s or early 60s trying to decide whether to retire at 57, 60, or 62? The decision is not only about the largest pension. Your retirement date may affect your FERS pension, TSP...

This episode is for federal employees within about five to ten years of retirement, especially those with most of their retirement savings in the Thrift Savings Plan, or TSP. Many federal employees assume the TSP works...

If you're a federal employee within about ten years of retirement, you may already have a FERS pension and possibly a FERS supplement. You may also have most of your savings in the TSP and be unsure when to begin Social...

If you are a federal employee within about five to ten years of retirement, and most of your retirement savings are in the traditional TSP or traditional IRAs, you may be wondering whether Roth conversions make sense...

Should federal employees enroll in Medicare Part B when they turn 65, or is FEHB coverage enough? In this episode of Confident Federal Retirement, Tom Poltersdorf, CFP®, explains how Medicare Part B works with FEHB for...

Soon to retire federal employees under FERS often have one big question. How do we take money out of the TSP in retirement without wrecking our taxes or running out of money? If most of your savings are in the Thrift...

For soon to retire federal employees trying to sort out FEHB, Medicare, and TRICARE, the rules at 65 can feel confusing and high stakes. Do you keep your federal health plan, add Medicare Part B, rely on TRICARE For...

For federal employees under FERS who are married and within about 5 to 10 years of retirement, one question comes up over and over. Will my spouse actually be okay if I die first. The survivor pension decision feels...

This episode is for federal employees in their 50s and early 60s who are thinking about leaving before age 62 and are worried about what that does to their pension, health coverage, and the FERS supplement. If you want...

If you are a FERS federal employee in your 50s or early 60s and you are torn between retiring at 57 or waiting until 62, this episode is for you. In this Confident Federal Retirement episode, Tom walks through a simple...

If you are a federal employee and you are married, the survivor benefit can feel confusing. Your pension check goes down when you pick it. You may wonder if it is taxed, if it lowers your income, or if you are somehow...

Many married federal employees feel confused about FEHB when one spouse retires and the other keeps working. They want to know who should hold the health plan, how long they need to be covered, and whether they can...