Budget Nerds

<p>Ben and Ernie are going live again on YouTube today, May 13th, 2026 at 3:30pm Eastern time. They'll be going through their own transactions, categorizing, moving money to handle overspending, and more, so you'll get...

<p>Ben and Ernie round up sixteen of their favorite YNAB features and share them on today's show, including some oft-overlooked tools in the app. Whether you're brand new or a veteran YNAB'er, there's probably at least...

<p>Ben and Ernie are taking a quick break, and will be releasing the next episode on April 29th. So, sit tight and your regularly scheduled Budget Nerds content will resume soon!</p> <p> </p> <p>By the way, on May 13th...

<p>Ben and Ernie are back with another round of YNAB wins, and they keep getting better and better. In today's episode they share 22 money wins from YNAB'ers around the world who found financial peace, gained confidence...

<p>Ernie floated a sports reference to Ben in a recent discussion, the concept of an NFL team patching together the holes in their lineup with trades and free agents versus completely rebuilding it from the ground up...

<p>Nearly five years ago, in a very early episode of Budget Nerds (before the podcast feed!), Ben and Ernie discussed their top three favorite things to do in YNAB. Today they are revisiting that concept to share what...

<p>It's not hard to see that many people struggle to manage their money. Most people are, well, frankly bad with money. That is not a value judgment, or a comment about their character or willpower, or anything like...

<p>Today it's Ben's turn to share the categories in his plan -- all 93 of them! Ernie opens with a challenge: did Ben actually change his plan after examining Ernie's categories in episode #132? You'll have to listen to...

<p>The emergency fund is sacrosanct in the personal finance world. Nearly everyone considers an emergency fund to be a prudent thing to establish -- a necessity, even -- whether it's three to six months of living...

<p>Ernie is kicking off the new year with a fresh plan... but not a fresh start! For years, Ernie has made a fresh start at the beginning of every year, but the allure of data history and being able to search for...

<p>Happy New Year! Ben and Ernie kick off the 2026 season of Budget Nerds with a YouTube livestream, answering listener questions and engaging with comments. If you missed the livestream, this is your chance to listen...

<p>In today's episode resident social media gurus Amber and Sarah, of Instagram and TikTok fame respectively, join the show to talk about the personal finance trends that are going viral among the Gen Z population right...

<p>In today's episode, Ben and Ernie interview Lauren, a single mid-30's physical therapist living in Arizona. Lauren is already a legend in the Budget Nerds community for YNAB'ing for years completely manually, without...

<p>A few episodes ago, Ben and Ernie walked through how to set up YNAB for the first time, focusing on the basics. Today, by popular request, they are covering the advanced setup, exploring every feature YNAB has to...

<p>Ben and Ernie take up arms in the age old personal finance battle -- pay off your debt first, or get a month ahead on your bills? While they have discussed this topic before, in today's episode they approach the two...