
Episode #9
Banking on Relationships with Toni North
On the Authority Formula Podcast, host George Wright III interviews Toni North, branch manager at SSB Bank in Pennsylvania, about relationship-based banking, small business growth, and community connection. Toni shares how she entered banking as a teller and stayed due to long-term customer relationships, contrasting big banks’ pressure to “sell, sell, sell” with SSB’s philosophy of “build a relationship, not a product.” She explains practical ways she builds trust—greeting customers by name, understanding life events, being honest when she needs to research answers, providing personal access (including her cell phone), and helping customers switch direct deposits and bills step-by-step. Toni highlights SSB’s local, high-touch service, including no-fee small business accounts and direct access to real people at the branch, and notes that even the bank’s president and CFO regularly interact with customers. 00:00 Build Relationships First 01:57 Toni’s Banking Origin Story 03:35 Why Community Banking Wins 05:34 Trust and Personal Service 07:05 Customers Like Family 08:19 Community Growth and Media 09:33 Helping Small Businesses Save 11:59 Switching Banks Made Easy 13:51 Small Bank Big Leadership About Toni North: Toni North is an Assistant Vice President and Branch Manager at SSB Bank. Drawing on years of experience across multiple banking institutions, she specializes in building lasting deposit relationships through personalized service and trust. Toni brings practical insight into how relationship-driven banking strengthens customer loyalty, communities, and long-term business growth. Links https://www.ssbpgh.com/ About George Wright III: George Wright III is a Proven, Successful Entrepreneur- and he knows how to inspire entrepreneurs, companies, and individuals to achieve Massive Results. With more than 20 years of Executive Management experience and 25 years of Direct Marketing and Sales experience, George is responsible for starting and building several successful multimillion-dollar companies. He started at a very young age to network and build his experience and knowledge of what it takes to become a driven and well-known entrepreneur. George built a multi-million-dollar seminar business, promoting some of the biggest stars and brands in the world. He has accelerated the success and cash flow in each of his ventures through his network of resources and results driven strategies. George is now dedicated to teaching and sharing his Prosperity Principles and Strategies to every Driven and Passionate Entrepreneur he meets. His mission is to Empower Entrepreneurs Globally to create Massive Change and LIVE their Ultimate Destiny.






