A Good Problem to Have

(Part 4) A lot of new attendings skip own-occupation disability insurance because of the price tag. In this episode, I explain why that's a mistake you don't want to make. This isn't optional risk management, it's what...

Before you refinance or pick a payoff plan, you need to think through your career path, especially if public service loan forgiveness is a possibility, your tax filing status, your mental relationship with debt, and how...

This time, I'm talking about the written financial plan, why so many people avoid making one, and why that avoidance can cost you. A plan starts with your values, not your numbers: what you want your life to look like...

In this episode, I talk about the first mistake I see new attendings make: getting stuck on one extreme of spending. Some overspend the moment the new paycheck hits, buying the house, the car, the lifestyle before...

Physician mortgages can be a great tool for doctors, but they aren't automatically the best option just because you're a physician. In this episode, I walk through five things to watch out for, from lenders who don't...

If you’re trying to pay off a credit card but still using it for everyday expenses, it can feel like you're failing when the balance goes up. You need to account for the old debt AND the new spending. This episode...

In this episode, I walk through why paying off high interest debt is often the smartest first move, even if it doesn't feel as exciting as investing. Wealth isn't built by doing everything at once. It's built by making...

In this episode, I walk through why a taxable investment account can become one of the most valuable tools for building long-term wealth and creating flexibility in retirement. We cover how to invest tax-efficiently...

In this episode, I explain how guaranteed physician salaries work, why they're often temporary, and what happens when your compensation shifts to production. We talk about work RVUs, lifestyle inflation, and why buying...

In this episode, I share a common theme from several recent conversations with physicians facing major life transitions. Some of those changes were exciting. Others were unexpected. But they all had one thing in common...

Buying a new construction home can come with some attractive incentives. Lower interest rates, closing cost credits, upgrades, and other perks can make the builder's preferred lender seem like the obvious choice. But...

In this episode, I sit down with interventional radiologist Dr. Shamit Desai to discuss one of the most confusing parts of a physician's career: compensation. We cover RVUs, guaranteed salaries, productivity-based pay...

We explore how high-income physicians often approach tax planning, why many doctors end up paying significantly more in taxes than other professionals with similar incomes, and the opportunities that can come from...

In this episode, Noah shares the story behind KaufCare, a direct acute care practice designed to bridge the gap between urgent care and the emergency room. We discuss what it takes to launch a medical business, how he...

A lot of physicians are facing the same thing right now: waiting on PSLF buyback while trying to decide what comes next. Do you keep making payments as a hedge against uncertainty? Or do you stop paying, preserve cash...