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Hosted by Elliot and Josh · 🇺🇸 US · EN-US · 54 episodes
Established thought leaders with verified media credentials.
9 to FI is a Financial Independence podcast hosted by Elliot and Josh from St. Louis. Together, we share honest commentary on our journey to FI—covering wins, challenges, and lessons learned along the way. With real conversations and practical insights, we aim to help others navigate the same path, taking Financial Independence from dream to reality.
Elliot and Josh hosts 9 to FI - Financial Independence Conversations, a business show with 54 episodes published.
Camp FI Road Trip Plans, FI Book Takeaways, and Staying Positive in the Heat Josh and Elliot record a grab-bag episode before leaving for Camp FI Rocky Mountain 1.5, discussing midweek camps and travel logistics. Josh is
Estimating ACA Health Insurance Costs for Early Retirement: Subsidies, MAGI, and Plan Choices Elliot and Josh discuss healthcare as a major early-retirement cost and review a BiggerPockets Money episode featuring free to
Episode 50 Recap: Revisiting Our Biggest FIRE Decisions, Community, and Plans Josh and Elliot celebrate reaching 50 podcast episodes and recap prior discussions to see what changed. Josh’s high-mileage Chevy Colorado is
The Hardest Part of Early Retirement: Mental Health, Rumination, and Finding HappinessJosh and Elliot discuss common challenges of early retirement—shifting from saving to spending, boredom, healthcare uncertainty (ACA s
College Planning, 529 Tradeoffs, and Flexible Ways to Support KidsElliot and Josh chat about summer heat, an upcoming Colorado trip for Camp FI, and how long emails get ignored, then segue into college expenses and plann
Net Worth vs. Investable (Liquid) Assets: What Really Funds Financial IndependenceJosh and Elliot discuss the difference between net worth and investable assets (liquid net worth) and why confusing them can mislead finan
Finding Your "Why" for Financial Independence: Security, Time, Health, and Giving BackJosh and Elliot open with a humorous aside about “newspapers,” then discuss a Choose FI podcast episode featuring Allen Hansen and Kri
Asset Allocation vs. Asset Location: Building Flexibility and Tax EfficiencyElliot and Josh discuss the concepts of asset allocation and asset location, noting that financial terminology can be unclear and that fee-only
Is Financial Independence Still Repeatable? Talking “Beating the System,” Time, and Modern OptionsJosh asks Elliott about co-presenting an FI 201 session, which Elliott says went well with positive feedback and a turnout
Previewing FI 201: Investing, Risk, Accounts, and SpeculationJosh and Elliot discuss Elliot’s upcoming FI 201 presentation for their local Choose FI group, co-presented with Alan Hansen, after their well-attended FI 101
Should We Tap a 401(k) Early for Home Upgrades? A Middle-Class Trap Liquidity DebateJosh and Elliot discuss the “middle class trap” idea—having most wealth tied up in 401(k)s and home equity—and how it affects liquidity
Morning Routines After FI: Slow Mornings, Habits, and StructureJosh and Elliot discuss the value of routines—especially morning routines—after retirement and in working life, sparked by Sarah sharing an Inside Out Money
The Power of Saying No: Boundaries at Work, with Family, and with YourselfJosh and Elliot discuss how to say no to bosses, coworkers, friends, family, and oneself, reflecting on their shared people-pleasing tendencies. T
One Year Retired: Finding Pace, Purpose, and Permission to Spend Elliot and Josh discuss Josh passing one year since retiring after a 25-year career. Josh reflects on celebrating the milestone with a commemorative bike r
Health Updates, Market Dip Investing, Rental Property Drag, and the Decision to Stay in the U.S. Josh and Elliot discuss several updates: both are working on fitness routines and comparing heavier-weight/low-rep training
Exploring a Move to France: Small-Town Life, Schools, Housing, and the Travel Reality Check Elliot returns to the podcast and briefly recaps how Lori filled in as a guest, then he shares details from a 10-day exploratory
Why We Paid Off a 3.75% Mortgage Early (and What My First Year of Retirement Looks Like) | Josh & Lori Why would Josh and Lori pay off a low-interest 3.75% mortgage years early—before Josh retired? On 9 to FI, Josh hosts
Do Josh and Elliot Regret Chasing Financial Independence? ACA Health Insurance Costs, FI Sacrifices, and Lessons LearnedDo Josh and Elliot have regrets from chasing financial independence? Before discussing regrets, Josh
Josh Recaps a Two-Week Las Vegas Trip as Josh and Elliot Discuss FIRE Spending, the 4% Rule, and ACA Subsidy CliffsJosh and Elliot record an off-the-cuff episode to keep their weekly podcast goal, with Josh recapping a t
Josh and Elliot Do an Expense Audit: Stop Lifestyle Creep, Cut Money Leaks, and Reduce Big Tech DependenceJosh tells Elliot he was mentioned in ChooseFI episode 586 (“Stop Lifestyle Creep with the Expense Audit”) after e
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9 to FI - Financial Independence Conversations is hosted by Elliot and Josh. The show is categorised under business (investing) and has published 54 episodes.
9 to FI - Financial Independence Conversations has published 54 episodes.
9 to FI - Financial Independence Conversations regularly covers business, investing. It sits in the business category, with a investing focus.
9 to FI - Financial Independence Conversations is accessible for guests with genuine business expertise. A personalised, episode-aware pitch will still outperform a generic one every time.
9 to FI - Financial Independence Conversations hasn't explicitly signalled guest openness in recent episodes. That doesn't rule out pitching. your hook just needs to be especially compelling and relevant to their recent content.
Episodes of 9 to FI - Financial Independence Conversations average 40 minutes. a focused format where a clear narrative arc and tight preparation matter most.
Our data rates 9 to FI - Financial Independence Conversations's guest bar at 80/100 (Premium tier). Established thought leaders with verified media credentials. Sign in to PitchCentric to see how your own Pod Score compares against this show.
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