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Who is the host of 9 to FI - Financial Independence Conversations?

9 to FI - Financial Independence Conversations is hosted by Elliot and Josh. The show is categorised under business (investing) and has published 58 episodes.

How many episodes does 9 to FI - Financial Independence Conversations have?

9 to FI - Financial Independence Conversations has published 58 episodes.

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9 to FI - Financial Independence Conversations regularly covers business, investing. It sits in the business category, with a investing focus.

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9 to FI - Financial Independence Conversations is accessible for guests with genuine business expertise. A personalised, episode-aware pitch will still outperform a generic one every time.

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9 to FI - Financial Independence Conversations hasn't explicitly signalled guest openness in recent episodes. That doesn't rule out pitching. your hook just needs to be especially compelling and relevant to their recent content.

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Episodes of 9 to FI - Financial Independence Conversations average 40 minutes. a focused format where a clear narrative arc and tight preparation matter most.

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Our data rates 9 to FI - Financial Independence Conversations's guest bar at 80/100 (Premium tier). Established thought leaders with verified media credentials. Sign in to PitchCentric to see how your own Pod Score compares against this show.

business

9 to FI - Financial Independence Conversations

Hosted by Elliot and Josh · business · EN-US · 58 episodes

Apple Podcasts Website

About this Podcast:

9 to FI is a Financial Independence podcast hosted by Elliot and Josh from St. Louis. Together, we share honest commentary on our journey to FI—covering wins, challenges, and lessons learned along the way. With real conversations and practical insights, we aim to help others navigate the same path, taking Financial Independence from dream to reality.

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What is 9 to FI - Financial Independence Conversations?

9 to FI - Financial Independence Conversations is a business podcast hosted by Elliot and Josh, with 58 episodes on record and a Required Pod Score of 80. PitchCentric scores this show on Booking Probability, Listen Score, and live audience signals refreshed every 24 hours.

About the host

Elliot and Josh hosts 9 to FI - Financial Independence Conversations, a business show with 58 episodes published.

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Recent episodes

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Episode #57
Spending on Convenience, Rental Deadlines, and a New Weekly Planning System | 9 to FI 057
Sep 14, 202627 minS1
Spending on Convenience, Rental Deadlines, and a New Weekly Planning System Josh and Elliott catch up after a short break and note that releasing episodes every other week has coincided with a spike in views, listens, and listener feedback. They revisit their “spending on convenience” challenge: Elliott tried Aldi curbside grocery pickup and found it saved weekend time, while Josh sought quotes to outsource drywall and painting on a vacant rental but declined after receiving a nearly $7,000 estimate and deciding the money was better reserved for repairs he can’t do himself. Josh shares reframing the frustration of house projects, dropping self-imposed rental deadlines, and creating a “rental real estate investor policy” with notes per property to guide decisions when vacancies occur. He also explains restructuring his weekly planner by moving non-urgent tasks into categorized electronic lists reviewed monthly, reducing stress and perceived busyness. Elliott discusses current life stress, a failing water heater, and getting a new puppy, which led to canceling an October trip. 00:00 Catch Up and Feedback 01:54 Convenience Spending Check In 02:34 Grocery Pickup Experiment 03:27 Rental Rehab Quote Shock 07:33 Time vs Money Mindset 09:58 Rental Deadlines and Policy 13:54 Weekly Planner Overhaul 21:44 Feeling Less Busy Lately 23:51 Elliotts New Puppy Update 26:18 Wrap Up and Thanks Do you have feedback or suggestions? We want to hear from you! Contact Elliot: Elliot@ninetofipod.com Contact Josh: Josh@ninetofipod.com Josh’s other podcast: Stuck In Beta Josh’s YouTube channel: How To Fix It Workshop Any of these products help the show. Thanks for your support! Buy Us a Coffee⁠ - One time donation or monthly, it’s up to you We both use ⁠Mint Mobile⁠ and save a ton on our phone plan: ⁠ ⁠Empower⁠ is Josh’s choice for Net Worth and Budgeting Wanna create a podcast? We use ⁠Descript⁠ Looking for a new credit card? We’re big fans of ⁠Chase⁠ ⁠ Want to save money on gas, groceries and dining out? Try ⁠Upside!⁠ Books mentioned in this episode: Come find us and subscribe on YouTube : http://www.youtube.com/@9toFI
Listen Show Notes
Episode #56
Fear of BOREDOM and losing the "big shovel" - approaching Early Retirement | 9 to FI 056
Aug 31, 202631 minS1
Elliot’s Pre-Retirement Fears: Boredom, the Big Shovel, and Trusting the FI Math Josh and Elliot decide to continue the podcast after receiving encouraging listener feedback and invite more comments via email and Spotify. They focus on Elliot’s approaching planned exit from his W-2 job after March 1, 2027, timed to a mid-February bonus and RSUs vesting March 1, while noting he may pivot if circumstances change. Elliot describes an “existential” unease about early retirement, mainly fear of boredom and fear of giving up a lucrative “big shovel,” especially with three elementary-aged kids and future education costs. They discuss how FI “only solves money problems,” the mindset challenge of trusting the math versus analysis paralysis, and how surrounding influences can amplify worries. Elliot feels excitement and terror about owning his time but believes he could earn money again if needed, likely outside corporate work. They agree to revisit additional fears and later discuss drawdown strategy. 00:00 Welcome and Feedback 01:19 Elliot Retirement Setup 03:12 Target Date and Work Factors 06:08 Josh Retirement Lessons 07:32 Elliot Fears Boredom 09:45 Doubt and FI Mindset 12:16 Thought Experiment Without FI 16:42 Social Circle and Life Stage 20:38 Fear of Unknown Time 23:57 Contingency Plans and Barista FI 27:52 Mindset Shift After FI 29:05 Wrap Up and Next Episode Do you have feedback or suggestions? We want to hear from you! Contact Elliot: Elliot@ninetofipod.com Contact Josh: Josh@ninetofipod.com Josh’s other podcast: Stuck In Beta Josh’s YouTube channel: How To Fix It Workshop Any of these products help the show. Thanks for your support! Buy Us a Coffee⁠ - One time donation or monthly, it’s up to you We both use ⁠Mint Mobile⁠ and save a ton on our phone plan: ⁠ ⁠Empower⁠ is Josh’s choice for Net Worth and Budgeting Wanna create a podcast? We use ⁠Descript⁠ Looking for a new credit card? We’re big fans of ⁠Chase⁠ ⁠ Want to save money on gas, groceries and dining out? Try ⁠Upside!⁠ Books mentioned in this episode: Come find us and subscribe on YouTube : http://www.youtube.com/@9toFI
Listen Show Notes
Episode #55
The Beginning Of The End? | 9 to FI 055
Aug 17, 202627 minS1
Where Do We Go From Here? Rethinking the Podcast CadenceJosh and Elliot open by discussing 311 announcing a St. Louis show at The Factory in Chesterfield on November 11 (recorded August 11) and then shift to the future of their podcast after missing their first Monday release in a year. They compare it to pointless corporate reporting that no one noticed when stopped, noting they’ve received no listener complaints. They enjoy the conversations but find weekly editing, scheduling, and generating fresh topics increasingly taxing in a saturated personal finance/FI podcast space. They consider reducing frequency (possibly every other week), trying guests, solo episodes, or including their spouses, and they ask listeners for feedback and topic ideas, noting they average about 400 listens per episode. They also touch on Elliot being 6–7 months from retirement, Josh’s positive retirement experience, Elliot’s foot recovery and PT, and Josh’s colonoscopy with a benign polyp and a 7–10 year follow-up recommendation.00:00 311 Show Excitement01:34 Podcast Cadence Reality Check02:09 Corporate Report Déjà Vu06:09 Pros Cons of Continuing08:45 Finding Fresh Topics11:45 New Formats and Guests13:19 Listeners Feedback Matters17:16 Retirement Fears and Wins20:34 Injuries Recovery Updates21:41 Colonoscopy PSA26:05 Wrap Up and Next Steps Do you have feedback or suggestions? We want to hear from you! Contact Elliot: Elliot@ninetofipod.com Contact Josh: Josh@ninetofipod.com Josh’s other podcast: Stuck In Beta Josh’s YouTube channel: How To Fix It Workshop Any of these products help the show. Thanks for your support! Buy Us a Coffee⁠ - One time donation or monthly, it’s up to you We both use ⁠Mint Mobile⁠ and save a ton on our phone plan: ⁠ ⁠Empower⁠ is Josh’s choice for Net Worth and Budgeting Wanna create a podcast? We use ⁠Descript⁠ Looking for a new credit card? We’re big fans of ⁠Chase⁠ ⁠ Want to save money on gas, groceries and dining out? Try ⁠Upside!⁠ Books mentioned in this episode: Come find us and subscribe on YouTube : http://www.youtube.com/@9toFI
Listen Show Notes
Episode #54
Spending On Convenience | 9 to FI 054
Aug 3, 202642 minS1
Convenience Spending Experiments: Lawn Care, Cleaning, Food, and Outsourcing for FIJosh and Elliot discuss “convenience spending” and how it fits into financial independence, comparing DIY habits with paying for services that save time or improve life. Josh shares success with professional lawn fertilization but struggles to outsource more, while Elliot happily pays for lawn mowing and considers home cleaning despite kids quickly undoing results. They cover other convenience spends and trade-offs, including haircuts, eating out, breweries/entertainment as community-building, and hiring a tax preparer for speed and confidence, especially with real estate. Josh describes negative experiences with contractors and quick-lube car maintenance, fueling his reluctance to outsource property management and repairs. They consider testing meal prep kits, grocery pickup/delivery, and house siding washing, and tie the topic to shifting from accumulation to drawdown and “Die With Zero” ideas. They agree to test outsourcing—Josh for real estate help, Elliot for house cleaning or grocery services—and revisit results in a month.00:00 Convenience Spending Setup01:39 Lawn Fertilizing Win03:17 Paying for Lawn Mowing06:10 Cleaning and Time Value10:51 Haircuts DIY vs Pro13:27 Eating Out as Convenience16:00 Breweries and Community18:24 Hiring a Tax Preparer21:37 Real Estate Help Needed24:44 Meal Kits and Groceries29:48 House Washing Experiment31:31 When Convenience Goes Wrong34:43 Mindset Shift and Drawdown40:10 Pick One Experiment41:35 Wrap Up and Next Steps Do you have feedback or suggestions? We want to hear from you! Contact Elliot: Elliot@ninetofipod.com Contact Josh: Josh@ninetofipod.com Josh’s other podcast: Stuck In Beta Josh’s YouTube channel: How To Fix It Workshop Any of these products help the show. Thanks for your support! Buy Us a Coffee⁠ - One time donation or monthly, it’s up to you We both use ⁠Mint Mobile⁠ and save a ton on our phone plan: ⁠ ⁠Empower⁠ is Josh’s choice for Net Worth and Budgeting Wanna create a podcast? We use ⁠Descript⁠ Looking for a new credit card? We’re big fans of ⁠Chase⁠ ⁠ Want to save money on gas, groceries and dining out? Try ⁠Upside!⁠ Books mentioned in this episode: Come find us and subscribe on YouTube : http://www.youtube.com/@9toFI
Listen Show Notes
Episode #53
Exploring New Perspectives at Camp FI | 9 to FI 053
Jul 27, 20261 hourS1
Camp FI Rocky Mountain Week 1.5 Takeaways: Community, Drawdown Strategies, and Life After FI Elliot and Josh recap their trip to Camp FI Rocky Mountain Week 1.5, comparing travel routes and sharing takeaways. Josh prepared by researching communication strategies to manage introversion and anxiety in groups, practiced meeting people, and noted how uniquely receptive the FI community is versus everyday life. They discuss the camp’s retiree-leaning vibe, insights from “veterans” on drawdown strategies and sequence-of-returns risk (including skipping COLA increases), and the challenge of giving themselves permission to spend after strong market returns and added income streams. Key themes include community as “chosen family,” physical and mental health, and sessions emphasizing emotional wellbeing and therapy. They mention mixed reactions to a crypto session, credit-card maintenance, using a fee-only advisor/CFP, 72(t) strategies, camp activities like hiking and pickleball, and Josh’s 4,000+ mile post-camp road trip and reflections on a personal “wonderful life” policy statement. 00:00 Saturday Morning Kickoff 00:27 Getting to Camp FI 01:48 Introvert Prep and Social Energy 06:37 Week 1.5 Vibe and Veteran Wisdom 09:57 Drawdown Strategies and Spending 15:43 Community and Friendship Building 23:51 Camp Highlights Pickleball and More 25:40 Rehab and Youth Sports Madness 31:53 Content Takeaways Therapy Focus 37:58 Finance Action Items CFP Cards 72t 44:10 Cons Sleep and Not Enough Time 49:02 Personality Types and Social Circles 53:20 Post Camp Road Trip Recap 57:49 Wonderful Life Statement and Wrap Do you have feedback or suggestions? We want to hear from you! Contact Elliot: Elliot@ninetofipod.com Contact Josh: Josh@ninetofipod.com Josh’s other podcast: Stuck In Beta Josh’s YouTube channel: How To Fix It Workshop Any of these products help the show. Thanks for your support! Buy Us a Coffee⁠ - One time donation or monthly, it’s up to you We both use ⁠Mint Mobile⁠ and save a ton on our phone plan: ⁠ ⁠Empower⁠ is Josh’s choice for Net Worth and Budgeting Wanna create a podcast? We use ⁠Descript⁠ Looking for a new credit card? We’re big fans of ⁠Chase⁠ ⁠ Want to save money on gas, groceries and dining out? Try ⁠Upside!⁠ Books mentioned in this episode: Come find us and subscribe on YouTube : http://www.youtube.com/@9toFI
Listen Show Notes

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Episode #53

Exploring New Perspectives at Camp FI | 9 to FI 053

Jul 27, 20261 hourS1

Camp FI Rocky Mountain Week 1.5 Takeaways: Community, Drawdown Strategies, and Life After FI Elliot and Josh recap their trip to Camp FI Rocky Mountain Week 1.5, comparing travel routes and sharing takeaways. Josh prepared by researching communication strategies to manage introversion and anxiety in groups, practiced meeting people, and noted how uniquely receptive the FI community is versus everyday life. They discuss the camp’s retiree-leaning vibe, insights from “veterans” on drawdown strategies and sequence-of-returns risk (including skipping COLA increases), and the challenge of giving themselves permission to spend after strong market returns and added income streams. Key themes include community as “chosen family,” physical and mental health, and sessions emphasizing emotional wellbeing and therapy. They mention mixed reactions to a crypto session, credit-card maintenance, using a fee-only advisor/CFP, 72(t) strategies, camp activities like hiking and pickleball, and Josh’s 4,000+ mile post-camp road trip and reflections on a personal “wonderful life” policy statement. 00:00 Saturday Morning Kickoff 00:27 Getting to Camp FI 01:48 Introvert Prep and Social Energy 06:37 Week 1.5 Vibe and Veteran Wisdom 09:57 Drawdown Strategies and Spending 15:43 Community and Friendship Building 23:51 Camp Highlights Pickleball and More 25:40 Rehab and Youth Sports Madness 31:53 Content Takeaways Therapy Focus 37:58 Finance Action Items CFP Cards 72t 44:10 Cons Sleep and Not Enough Time 49:02 Personality Types and Social Circles 53:20 Post Camp Road Trip Recap 57:49 Wonderful Life Statement and Wrap Do you have feedback or suggestions? We want to hear from you! Contact Elliot: Elliot@ninetofipod.com Contact Josh: Josh@ninetofipod.com Josh’s other podcast: Stuck In Beta Josh’s YouTube channel: How To Fix It Workshop Any of these products help the show. Thanks for your support! Buy Us a Coffee⁠ - One time donation or monthly, it’s up to you We both use ⁠Mint Mobile⁠ and save a ton on our phone plan: ⁠ ⁠Empower⁠ is Josh’s choice for Net Worth and Budgeting Wanna create a podcast? We use ⁠Descript⁠ Looking for a new credit card? We’re big fans of ⁠Chase⁠ ⁠ Want to save money on gas, groceries and dining out? Try ⁠Upside!⁠ Books mentioned in this episode: Come find us and subscribe on YouTube : http://www.youtube.com/@9toFI

Listen Show Notes

Every question we get asked before
someone starts their trial.

If you have a concern about deliverability, AI quality, data privacy, or whether this will actually work for your specific situation, it's probably answered below.

What is the difference between Founder Solo and Founder Pro?

How do agency tiers work?

What is a talent profile?

Can I switch plans later?

Yes, at any time. Upgrades take effect immediately; downgrades apply at the end of the current billing period. Contact support if you need help migrating between plan families.

Do you offer a free trial?

Every paid plan includes a 15-day free trial. Your card is saved at signup but you will not be charged until day 16. Cancel any time from your dashboard.

What happens if I cancel?

You keep access until the end of your current billing period. No charges after that. Your data is retained for 30 days in case you reactivate.

Is the 20% annual discount automatic?

Yes. Select Annual on the pricing toggle and the discounted price is applied automatically at checkout. The annual price shown is the full year cost.

What if I have more than 50 profiles or 20 clients?

That is our Enterprise tier. Contact our sales team and we will build a custom plan with volume pricing, a dedicated account manager, and SLA guarantees.

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9 to FI - Financial Independence Conversations

About this Podcast:

Pitch Analysis

What is 9 to FI - Financial Independence Conversations?

About the host

Recent episodes

Spending on Convenience, Rental Deadlines, and a New Weekly Planning System | 9 to FI 057

Fear of BOREDOM and losing the "big shovel" - approaching Early Retirement | 9 to FI 056

The Beginning Of The End? | 9 to FI 055

Spending On Convenience | 9 to FI 054

Exploring New Perspectives at Camp FI | 9 to FI 053

Advertisers on this show

Best industries to pitch 9 to FI - Financial Independence Conversations for

Podcasts like 9 to FI - Financial Independence Conversations

Every question we get asked before
someone starts their trial.

9 to FI - Financial Independence Conversations

About this Podcast:

Pitch Analysis

What is 9 to FI - Financial Independence Conversations?

About the host

Recent episodes

Spending on Convenience, Rental Deadlines, and a New Weekly Planning System | 9 to FI 057

Fear of BOREDOM and losing the "big shovel" - approaching Early Retirement | 9 to FI 056

The Beginning Of The End? | 9 to FI 055

Spending On Convenience | 9 to FI 054

Exploring New Perspectives at Camp FI | 9 to FI 053

Advertisers on this show

Best industries to pitch 9 to FI - Financial Independence Conversations for

Podcasts like 9 to FI - Financial Independence Conversations

Every question we get asked before
someone starts their trial.

9 to FI - Financial Independence Conversations

About this Podcast:

Pitch Analysis

What is 9 to FI - Financial Independence Conversations?

About the host

Recent episodes

Spending on Convenience, Rental Deadlines, and a New Weekly Planning System | 9 to FI 057

Fear of BOREDOM and losing the "big shovel" - approaching Early Retirement | 9 to FI 056

The Beginning Of The End? | 9 to FI 055

Spending On Convenience | 9 to FI 054

Exploring New Perspectives at Camp FI | 9 to FI 053

Advertisers on this show

Best industries to pitch 9 to FI - Financial Independence Conversations for

Podcasts like 9 to FI - Financial Independence Conversations

Every question we get asked beforesomeone starts their trial.

9 to FI - Financial Independence Conversations

About this Podcast:

Pitch Analysis

What is 9 to FI - Financial Independence Conversations?

About the host

Recent episodes

Spending on Convenience, Rental Deadlines, and a New Weekly Planning System | 9 to FI 057

Fear of BOREDOM and losing the "big shovel" - approaching Early Retirement | 9 to FI 056

The Beginning Of The End? | 9 to FI 055

Spending On Convenience | 9 to FI 054

Exploring New Perspectives at Camp FI | 9 to FI 053

Advertisers on this show

Best industries to pitch 9 to FI - Financial Independence Conversations for

Podcasts like 9 to FI - Financial Independence Conversations

Every question we get asked beforesomeone starts their trial.

Every question we get asked before
someone starts their trial.

Every question we get asked before
someone starts their trial.