What does Small Capital do?

Capital Small Finance Bank Limited (Capital SFB) is India's first small finance bank, based in Jalandhar, Punjab. It began operations on April 24, 2016, after transitioning from Capital Local Area Bank, which had been serving rural and semi-urban communities since 2000. The bank focuses on providing financial services to small businesses and individuals, with a strong emphasis on retail banking and customer relationships. Capital SFB offers a comprehensive range of retail asset and liability products, including agricultural loans, micro and small enterprise loans, savings accounts, and digital banking services. The bank has a robust branch network, operating 177 branches across five North Indian states and the Union Territory of Chandigarh. It serves over 741,000 customers, prioritizing secured lending and digital transactions. With a commitment to grassroots economic growth, Capital SFB continues to expand its reach and enhance its service offerings.