Rivero AG is a Swiss fintech company founded in 2019 and based in Zurich. It specializes in AI-powered SaaS solutions designed to streamline payment operations for banks and card issuers in the regulated payments industry. Rivero focuses on modernizing payment processes such as fraud recovery, dispute management, and compliance with payment schemes. As a Visa Fintech Partner, it supports major payment networks and has established partnerships with over 20 financial institutions. The company offers two main products: Kajo and Amiko. Kajo is a solution for payment scheme compliance that automates the monitoring of card network rules, reducing non-compliance risks and simplifying administrative tasks. Amiko is a digital platform that automates fraud recovery and dispute management, providing self-service options for cardholders and improving efficiency. Rivero's solutions aim to reduce operational costs, ensure regulatory compliance, and enhance customer experiences in the payments sector.