Regxta is a Nigerian fintech company founded in 2021 by Rukayat Kolawole-Bello. It operates as a digital platform and neo-bank, focusing on providing accessible financial services to underserved individuals, micro-businesses, and the unbanked in rural and peri-urban areas of Africa, particularly Nigeria. The company employs an AI- and data science-powered agency banking model, utilizing a mobile app and a network of trained local agents to deliver fast and affordable solutions. Regxta offers a range of digital financial tools, including micro-loans, digital savings accounts, POS terminals, and financial record generation. It also provides embedded loan management tools and free value-added services such as business incorporation and financial advisory. The company aims to promote financial inclusion and has raised funding to support its mission, participating in various accelerators and receiving investments for women-led startups. Regxta is dedicated to making financial services simple and accessible for low-income earners and micro-business owners in Africa.