What does Rain City Capital do?

Rain City Capital is a hard money lender based in Kirkland, Washington, founded in 2009 by Fred Rea. The company specializes in short-term, asset-based financing for real estate investors and professionals, having funded over $2 billion across more than 7,000 transactions. Initially focused on the Pacific Northwest, Rain City Capital has expanded its services to 15 states by 2024. The company offers a range of financing options, including fix and flip loans, bridge loans, buy and hold loans, construction loans, and rental loans. These products cater to non-owner occupied properties and are designed for time-sensitive deals such as foreclosure auctions and short sales. Rain City Capital emphasizes a borrower-first approach, integrity, and long-term success, making it a trusted partner for real estate investors seeking quick and reliable funding.