What does Prosperity Home Mortgage do?

Prosperity Home Mortgage, LLC is a full-service mortgage banker based in Glen Allen, Virginia. Founded in 1983, the company specializes in residential and refinance loans and operates as a subsidiary of HomeServices of America, a Berkshire Hathaway affiliate. With over 500 mortgage consultants across more than 700 branches in 48 states and the District of Columbia, Prosperity funded nearly $7 billion in loans in 2023, assisting over 19,000 homebuyers, including nearly 9,000 first-time buyers. The company offers a wide range of mortgage products, including fixed- and adjustable-rate mortgages, jumbo loans, FHA loans, VA loans, and renovation financing. Prosperity also features specialized programs like Lock, Shop & Home and Buyer Advantage®. The company emphasizes efficiency through local mortgage consultants and digital tools, ensuring streamlined applications and quick processing times. Prosperity has received an A+ rating from the Better Business Bureau and has been recognized for customer satisfaction by J.D. Power and Scotsman Guide.