What does PointPredictive do?

Point Predictive is an AI-driven company based in San Diego, California, founded in 2016. It specializes in fraud prevention, risk assessment, and verification solutions for the financial services sector, focusing on lending markets such as automotive, mortgage, alternative lending, and online retail. The company utilizes a proprietary data repository of over 270 million loan applications, combined with patented Artificial + Natural Intelligence™ and machine learning, to identify fraud patterns and enhance lending efficiency. The company offers a range of AI-based tools tailored to various fraud types, including the Auto Fraud Manager, Synthetic ID Alert™, Mortgage Fraud Manager, and Retail Fraud Manager. These solutions help lenders automate fraud checks, streamline income and employment verification, and improve approval rates while reducing documentation needs. Point Predictive serves over 650 lenders, banks, fintechs, and dealer groups, providing custom predictive models and consulting to integrate data science into lending operations.