What does Hiscox USA do?

Hiscox Ltd. is a global specialty insurer and reinsurer based in Bermuda, with a history dating back to 1901 as a marine underwriter at Lloyd's of London. The company operates in 31 offices across 13 countries, including the UK, USA, Europe, and Asia. Hiscox is known for its expertise in non-life insurance, offering a range of products such as marine insurance, professional indemnity for various specialist firms, and small business insurance. The company also provides reinsurance solutions through Hiscox Re & ILS, focusing on complex reinsurance needs with adaptable underwriting and claims handling. Hiscox emphasizes its commitment to supporting small businesses and addressing protection gaps in risky environments. With a strong balance sheet and a focus on growth, Hiscox maintains a respected brand and upholds core values that promote community support and innovation.