What does Golden Bear Insurance Company do?

Golden Bear Insurance Company is a family-owned specialty insurance provider based in Stockton, California. Founded in 1978 by Michael J. Hall and currently led by his son, Rupert C. Hall, the company has built a strong reputation for delivering tailored insurance solutions. It holds an A (Excellent) rating from A.M. Best and operates across 37 states, primarily through wholesale brokers. The company specializes in commercial property and casualty insurance, professional liability, and residential earthquake insurance. Its core offerings include coverage for earthquake risks, excess liability, and tailored professional liability for law firms. Golden Bear emphasizes strong relationships with brokers and insureds, providing personalized service and support through experienced underwriters. The company is committed to community involvement and has a culture that prioritizes trust and respect. In 2022, Golden Bear reported direct premiums written totaling $183 million.