What does Credit Management do?

Midland Credit Management (MCM) is a leading debt buyer and collection company based in San Diego, California. Established in 1953, MCM has over 70 years of experience in the industry and operates across all 50 U.S. states, as well as in India and Costa Rica. The company is a wholly owned subsidiary of Encore Capital Group, which is publicly traded on the NASDAQ. MCM specializes in purchasing and servicing defaulted consumer debts from original creditors, such as banks and credit card companies. The company provides flexible debt recovery solutions, including online payment plans and installment schedules, to help consumers manage their debts. MCM is committed to consumer support and offers educational resources to assist individuals in achieving financial stability. In 2011, MCM introduced the industry's first Consumer Bill of Rights, emphasizing its dedication to respectful and transparent debt collection practices.