What does B4B Payments do?

B4B Payments is a regulated financial technology company that specializes in card issuing and embedded payment solutions for businesses. Founded in 2006, the company has evolved from offering prepaid expense solutions to providing a wide range of financial services, including payroll, incentives, and rewards. In 2018, it rebranded to B4B Payments and became part of the Banking Circle Group in 2021, enhancing its global infrastructure and payment network access. Headquartered in the UK, B4B Payments operates in Europe and the United States, holding regulatory authorizations as an Electronic Money Institution from the UK Financial Conduct Authority and the Bank of Lithuania. The company offers a comprehensive suite of services, including branded prepaid Mastercard solutions, multi-currency services, corporate banking, international payments, and expense management. B4B Payments serves various customer segments, including charities, government bodies, corporates, and online merchants, facilitating secure fund distribution and efficient expense management across 25+ countries.