What does American Pacific Mortgage do?

American Pacific Mortgage (APM) is a leading independent, employee-owned retail mortgage lender based in Roseville, California. Founded in 1996, APM offers a wide range of mortgage products for home purchases, refinancing, and specialized lending needs across the United States, operating in 49 states and the District of Columbia. The company is committed to providing homeownership opportunities and creating meaningful experiences for its customers and employees. APM employs approximately 2,900 to 3,300 people and has nearly 300 to over 460 branch locations nationwide. It is recognized as a top-10 independent mortgage banker and a top-35 mortgage company by loan volume. APM has originated over 31,000 loans in 2023 and has served more than 300,000 customers since its inception. APM's product offerings include conventional, FHA, VA, USDA, jumbo, and specialized loans, catering to a diverse clientele, including first-time homebuyers, veterans, self-employed individuals, and investors. The company is known for its employee ownership model, which fosters a culture of accountability and shared success.