Ep. 40: You Can't Out-Earn a Lack of Discipline
Jun 24, 202617mEp. 40
More income won’t fix unmanaged habits. We break down why behavior—not salary—determines long-term financial success.
Hosted by Unknown Host · 🇺🇸 US · EN · 40 episodes
Established thought leaders with verified media credentials.
Welcome to The Financial Wellness Podcast by 3Rivers Credit Union—where real conversations meet real-life money goals. Whether you’re just starting out, trying to bounce back, or working toward your next big milestone, we’re here to help you build confidence and clarity in your financial journey. We sit down with experts, community voices, and everyday people to talk honestly about what it takes to manage money in today’s world. From saving and budgeting to building credit, paying off debt, and beyond, we’ll unpack the topics that matter most... with a focus on progress, not perfection. Because financial wellness isn’t one-size-fits-all. And we’re all learning as we go.
Unknown Host hosts The Financial Wellness Podcast, a education show with 40 episodes published.
More income won’t fix unmanaged habits. We break down why behavior—not salary—determines long-term financial success.
Meaningful relationships and genuine curiosity can build trust, connection, and financial confidence over time. Through heartfelt stories and practical insights, we explore the impact of truly listening, asking better qu
Social media and lifestyle pressure can distort reality. We talk about choosing financial integrity over appearances—and the freedom that comes with it.
Convenience, subscriptions, upgrades, and avoidance can quietly drain your future. This episode examines the true cost of staying comfortable — and when discomfort leads to growth.
In this honest (and slightly hilarious) episode, we share our real-life money confessions—from cringe-worthy mistakes to those, “I knew better but did it anyway” moments. We unpack why money decisions can be so emotional
Money means different things to different people—and culture plays a big role in shaping those beliefs. In this episode, we explore how family traditions, upbringing, and cultural values influence saving, spending, givin
What if the issue isn’t your income, your debt, or your budget—but your willingness to face it? In this episode, we unpack how avoidance, fear, and self-doubt keep us stuck financially—and how courage is often the missin
Before you can truly support others financially, you need a solid foundation yourself. In this episode, we talk about why “putting on your own oxygen mask first” applies to money, how to build stability, and practical st
Do you operate from fear or fantasy when thinking about your finances? Money can trigger more than numbers—it can activate fight, flight, freeze, or fawn. In this episode, we explore how those stress responses shape the
How can 3Rivers be a good partner on your Financial Wellness journey. Mirza joins the podcast to talk about what it means to provide excellent service.
Financial Wellness takes work, but what do you do when you don't have the energy? This week, we're discussing strategies for navigating difficult times and how saving and preparation can help when you lack the mental ene
Mike Sinish joins Ashlee and Austin to talk about doing what's right for 3Rivers members, including how debt consolidation can help you achieve your financial wellness goals.
This week, we are bringing you a discussion with 3Rivers Mortgage Servicing Manager David Delamarter. Ashlee, Austin, and David talk about whether or not you should pay an escrow shortage at once or over the course of th
Ashlee and Austin are joined by Branch Manager Todd Laubhan to discuss strategies for helping your kids learn to manage their money and prioritize financial wellness.
Austin and Ashlee investigate how our beliefs and emotions inform what we do with our money and why it might be time to take another look at some long-term habits.
Don't wait until after the holidays! Get started on your goals for 2026 now. Austin and Ashlee are here with some strategies to get started.
What should you do if you can't pay your bills? How do you get your money back on track? Austin and Ashlee talk with guests Lesley and Simone about how 3Rivers can help.
Austin and Ashlee talk with AVP of Digital, Payment, and Fraud Operations at 3Rivers Jeremy Vance about common tactics fraudsters use and how you can protect yourself and your money.
Ashlee is joined by Amy Ballard the Assistant Vice President of Member Experience: Branches who shares some of her favorite dream making stories.
This week Ashlee and Austin talk with Dupont Branch Manager Kayla Brummett about real life examples of Dream Making.
Ashlee
Academic Captain · Storybook Delights
1 appearance on this show
Austin
intern · Arkansas
1 appearance on this show
Lesley
parent of a child with Tourette Syndrome · 3Rivers
1 appearance on this show
Simone
Flow and Nervous System Coach · Black Vegas
1 appearance on this show
Jordan
Economic Development Specialist · Charlotte County
1 appearance on this show
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The Financial Wellness Podcast is hosted by Unknown Host. The show is categorised under Education (self improvement) and has published 40 episodes.
The Financial Wellness Podcast has published 40 episodes.
The Financial Wellness Podcast regularly covers Education, Self Improvement. It sits in the Education category, with a self improvement focus.
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Episodes of The Financial Wellness Podcast average 16 minutes. a focused format where a clear narrative arc and tight preparation matter most.
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