
38% of Retirees Underspend
A Corebridge Financial's decumulation study found 70% of American retirees say it's "very important" that their nest egg doesn't shrink in retirement. Another result found 38% say they've spent less than they wanted to-

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Hosted by Benjamin Brandt CFP®, RICP® · 🇺🇸 US · EN · 413 episodes
Established thought leaders with verified media credentials.
Do you want to spend more money in retirement, while paying less taxes? Great news, you're in the right place! I'll also teach you the benefits of retiring TO something, while most retirees only solve half the equation by retiring FROM something. Tune in every Monday morning - hosted by Benjamin Brandt CFP, RICP. Join my "Every Day is Saturday" weekly newsletter for show notes, free book giveaways and other great retirement content: www.retirementstartstodayradio.com/newsletter
Benjamin Brandt CFP®, RICP® hosts Retirement Starts Today, a business show with 413 episodes published.

A Corebridge Financial's decumulation study found 70% of American retirees say it's "very important" that their nest egg doesn't shrink in retirement. Another result found 38% say they've spent less than they wanted to-

A rule changed on January first that takes the tax deduction away from catch-up contributions for a lot of people who are still working. We'll run through all the 2026 numbers and talk about whether it's still worth doin

Chris Heye makes the case in a Journal of Financial Planning article that the two retirement risks we obsess over might not be the two most likely to derail us. There are four risks in play, and the two nobody models are

Inflation again? Christine Benz over at Morningstar has three questions that tell you exactly how exposed you are - and how much retirees worry about inflation. Then, a listener question from someone one year into retire

If you've been anywhere close to a retirement podcast over the last 10-20 years, you've heard of the 4% rule. And like many people, you might have questions about it. We're going to hear about it directly from the horse'

Fritz Gilbert says the adage that "Retirement is a marathon, not a sprint" is backwards. He cites an average age where health starts to decline is 64, so sprinting in those first few years when the average retiree is 61-

The fear of running out of money in retirement turns out to be mostly backwards. For super-savers, the data says the opposite usually happens. A piece from Danielle Labotka at Morningstar makes the case that for a lot of

Every year, thousands of retirees pay an extra penalty to the IRS — and almost none of them see it coming. What catches them off guard isn't a penalty for owing too much. You can do everything right — claim Social Securi

Americans don't feel great about the economy. Consumer Sentiment just hit the lowest reading in roughly 75 years. Ben Carlson over at A Wealth of Common Sense dug into why that might be, and what it means for those of us

There's a decision your surviving spouse is going to make about your IRA, after you're already gone, that can either cut short or stretch out how long your kids get to keep that money growing — and most people don't even

You've heard it said a hundred times: Spend the money, make the memories, don't die with regret. However, for certain kinds of retirees, dying as the richest person in the graveyard isn't a tragedy at all. The comfort of

If you want to spend more at the beginning of retirement, which withdrawal strategies actually let you do that? This week's Retirement Headline from Amy C. Arnott called "The Best Strategies for Boosting Starting Withdra

Imagine a lifetime spent diligently saving your acorns, only to face a mental roadblock when it's time to enjoy them. Dana Anspach, CFP®, RMA®, and author of "Living Off Your Acorns," shares how this common challenge imp

What happens when you reach financial independence by paying off a low interest rate mortgage early? Or being renter instead of buying a home and growing equity? I'll explain why hitting that milestone earns you the righ

According to Capital One Shopping - 89% of shoppers have made some kind of impulse buy. More than half have spent more than $100 on a whim, and the average shopper made impulse buys adding up to $282 a month. A classic r

Imagine having 10 overstuffed boxes of grandma's collections in your living room. That's the story that leads our show from a couple in Florida who received these items as hand-me-downs from a boomer parent trying to cle

There is roughly a ten-year window centered around your retirement date, five to ten years before, and five to ten years after called "The Retirement Risk Zone". This is when you're most vulnerable to sequence-of-returns

Why is it so hard to spend the money you spent a lifetime saving? This is a question from Janet Bodnar in a Kiplinger article. She admits that one of her guilty pleasures in retirement is treating herself to a casual lun

Your beneficiary designations are probably outdated. Not because you made bad decisions, but because you made them once and never looked again. We're going to walk through five areas where these forms commonly go wrong,

How do higher oil prices impact stock market returns? Ben Carlson at A Wealth of Common Sense challenges the assumption most people have, but with some genuinely surprising and con historical data. For those who retired
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Retirement Starts Today is hosted by Benjamin Brandt CFP®, RICP®. The show is categorised under business (investing) and has published 413 episodes.
Retirement Starts Today has published 413 episodes.
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