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Don't just follow payments. Understand them. Payments:Unpacked delivers independent analysis you won't find in a press release — straight to your podcast feed. northeypoint.substack.com
Unknown Host hosts Payments:Unpacked Podcast.
Most finance teams have been held back by siloed systems—until now. Richard Ransom from Bottomline reveals how agentic AI is transforming business payments, turning complex processes into seamless, intelligent workflows.
Every day, £747 billion moves through the UK’s payment systems—but almost all of it flows through just two invisible pieces of financial infrastructure. In this episode, Mike Chambers unpacks the surprising reality behin
WH Smith’s collapse from railway-station pioneer to beige, unfocused high street fixture offers an unlikely lesson for the Bank of England’s new payments infrastructure. With cheques now making up just 0.4% of daily UK s
Join Faith Reynolds from Devon Fields Consulting and Jemma Waters from the Connection Project as they reveal a wealth of digital inclusion insights. Both Faith and Jemma mention a number of assets in their discussion - h
Payments:Unpacked | On A (Slight) Tangent - Unscripted and unedited Gadgetbahn: Clever or just too clever? This week’s podcast came from an idea surfaced by Jago Hazard on YouTube You’ll find the GadgetBahn story here. A
Payments, Punchlines & Progress This week’s podcast came from the beach - three stories - having a laugh about payments, hidden heroes bridging the digital divide and learning from Faster Payments. You’ll find all the st
This week’s podcast came from deepest Suffolk - three stories - Happy St Lubbock’s Day, the end of the Debit Card and five stunning facts about Faster Payments You’ll find all the stories referenced in this podcast at ei
Dave The Debit Card A reflective, story-driven podcast told from the perspective of a once-essential debit card navigating a rapidly evolving digital world. Through quiet, emotional storytelling, Dave explores trust, tec
Date: 27 March 2026 Location: Suffolk, UK Topics: Divestments, Direct Debits and the Granddaddy of (Near) Real Time Payments You’ll find all the stories referenced in this live video at either: Payments:Unpacked - www.pa
Date: 17 March 2026 Location: Berlin, Germany Topic: European tokenisation milestone, UK Direct Debit sector stats and the Scottish vicar OG of savings banks. You’ll find all these stories at www.payments-unpacked.com Su
Date: 2 February 2026 Location: Isle of Skye Topic: The Origin of Money, payments regulation and 5 billion and not out! Links: * Origins of money: * 5 billion and not out: Subscribe Payments:Unpacked is a reader-supporte
Date: 24 January 2026 Location: Sailors Path, Suffolk Topic: Big Numbers. Big Weeks. Manual Mayhem - where the data hits hard and the process gets real. Links Here’s the links that I referred to: What do you think? This
Date: 17 January 2026 Location: Suffolk Coast Topic: Rails, High Court Decisions and Volume vs Value What do you think? This is the second edition of the podcast - unscripted and unedited - how would you rate it? New Ret
Date: 9 January 2026 Location: Thurso, Scotland Topic: new year new rails This is the first edition of a possible new podcast - “Payments:Unpacked Off On A (Slight) Tangent” - should I persevere or stop? Let me know! Sub
⚡️ 26 days left until Verification of Payee goes live across the euro area⚡️ On 9 October 2025, Verification of Payee goes live across the euro area. No more blind transfers — banks must check if the name matches the IBA
Fiat: Let it be done What Fiat Cars Can Teach Us About Fiat Money Spoiler: They’re not related - but the metaphor works beautifully. You’ve probably seen a Fiat 500 zipping down the street—small, stylish, undeniably Euro
Dining out on acronyms We use abbreviations every day - in writing, texting, note-taking, talking and, of course, in payments. There are a few different categories of abbreviations, and acronyms is one of them. When you
🎧 Payments: Unpacked Episode: The Billion-Pound Scam: Fraud in 2024 Host: Mike Chambers 🔍 Summary: In 2024, fraudsters stole over £1.17 billion across the UK — and the threat isn’t slowing down. In this episode, we unp
What’s a Bank Holiday, Anyway? Ever wondered why they’re called Bank Holidays—or why you’re suddenly seeing Public Holidays in your calendar? In this episode of Payments:Unpacked, we dive into the surprisingly fascinatin
📌 Episode Summary: In this fun and food-themed episode of Payments:Unpacked, host Mike Chambers serves up a light-hearted comparison of the UK’s most common payment schemes — Faster Payments, Bacs, and the cheque cleari
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