SIBS is a prominent financial technology company based in Portugal, specializing in payment systems for over 30 years. It operates as the central utility for the MULTIBANCO POS and ATM network, providing comprehensive services across Europe, Africa, and beyond. SIBS is recognized as one of the largest fintech players in the payment value chain, serving banks, the Central Bank, government entities, and various stakeholders. The company offers a diverse range of payment solutions, including issuing, acquiring, and digital payment services. SIBS provides over 100 interoperable services on ATM networks and more than 30 on POS networks. Its offerings also include integration, monitoring, and operational services for various payment channels, along with unique solutions like the Via Verde contactless payment system, digital certification services, and card personalization. SIBS supports over 300 million users globally, ensuring connectivity to major payment platforms and infrastructures.