We revolutionize the way banks activate their customers money into savings and investments. Perkly is an AI-powered behavioral finance platform that helps banks activate customer savings automatically. Embedded directly inside a bank's app or digital environment, Perkly analyzes real transaction data from all connected accounts (via PSD2/Open Banking) to uncover hidden saving potential from spending habits and idle deposits. Its proprietary Behavioral Activation Engine identifies inefficient spending, impulse purchases, and under-used balances, then coaches customers through personalized nudges and micro-actions. The system can automatically redirect freed funds into the bank's own savings, fund, or investment products, creating measurable AUM growth without new product launches. Delivered as an embedded SaaS solution, Perkly integrates quickly through APIs, provides configurable coaching modules, and includes a live analytics dashboard for banks to track behavioral impact, customer engagement, and financial wellbeing outcomes.