What does GM Financial do?

GM Financial, officially known as General Motors Financial Company, Inc., is the captive finance subsidiary of General Motors Company. Established in 1992 and headquartered in Fort Worth, Texas, GM Financial provides a wide range of automotive financing and insurance solutions globally. The company serves approximately 14,000 dealers and manages over 6.5 million retail customer contracts, with total assets exceeding $72.8 billion. The company offers retail financing solutions, including auto loans and vehicle leases, as well as protection products like vehicle service contracts and GAP insurance. For automotive dealers, GM Financial provides essential capital through floorplan financing and dealer loans. Additionally, GM Financial manages the sale of off-lease and used vehicles, optimizing value for both dealers and consumers. With operations in key markets across North America, Latin America, Asia, and Europe, GM Financial plays a crucial role in making mobility accessible and affordable.